# LAYA vs Cover

LAYA and Cover are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 10 days. The most recent releases landed on September 24, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | LAYA | Cover |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (11 ratings)](https://appshunter.io/ios/app/laya/id6449288260/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | Every 10 days |
| Monetization | Free | — |
| Size | 189 MB | 35 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Laya](https://appshunter.io/developer/1677395264) | [Cover Insurtech Insurance Agency Ltd.](https://appshunter.io/developer/1823514385) |

## What reviewers say

### LAYA

[App page](https://appshunter.io/ios/app/laya/id6449288260)

This digital wallet simplifies international payments with zero currency exchange fees and real-time exchange rates. It offers secure transactions, smart group expense splitting, and direct currency purchases within the app, all managed through a user-friendly Hebrew interface.

**Highlights:** Zero currency exchange fees, Real-time exchange rates, Smart group expense splitting, Secure digital and physical card, Direct currency purchase in-app, Hebrew interface and customer support

**Features:** Apple Wallet

**In-app purchases:** none


### Cover

[App page](https://appshunter.io/ios/app/cover/id6747944040)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LAYA free?

LAYA is free to download, with no in-app purchases.

### Is Cover free?

Cover is free to download, with no in-app purchases.

### Do LAYA or Cover have ads?

Neither LAYA nor Cover shows ads.

### Which is updated more often, LAYA or Cover?

LAYA ships an update every 10 days, and Cover every 10 days. Most recently, LAYA was updated on September 24, 2026 and Cover on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*