# tree Insurance vs OutCap

The clearest difference is rating: OutCap at 5.0 against tree Insurance's 4.5. OutCap also leads on review sentiment (100% vs 88%). tree Insurance's advantage is in-app purchases (none vs 3) and ratings volume (25 vs 7). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. OutCap sells 3 in-app purchases, starting at $1.99 per month. tree Insurance asks for nothing beyond the download.

OutCap holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 25 and 7 respectively. Written reviews point the same way: 88% of tree Insurance's written reviews are positive against 100% of OutCap's.

tree Insurance ships an update weekly, OutCap every 5 days. The most recent releases landed on November 7, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | tree Insurance | OutCap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (25 ratings)](https://appshunter.io/ios/app/tree-insurance/id6449296091/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/outcap/id6798327313/reviews)** |
| Number of ratings | **25** | 7 |
| Positive reviews | 87.5% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 211 MB | 22 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Tree Insurance](https://appshunter.io/developer/1686906768) | [Asel ALMIHIyawi](https://appshunter.io/developer/1892160823) |

## What reviewers say

### tree Insurance

[App page](https://appshunter.io/ios/app/tree-insurance/id6449296091)

Manage your insurance policies digitally, from getting new coverage to making changes and submitting claims. Enjoy peace of mind knowing your insurance needs are handled.

**Highlights:** Get unique insurance policies, Amend policies on the go, Submit claims easily, Digital policy management, Worry-free living

**In-app purchases:** none


### OutCap

[App page](https://appshunter.io/ios/app/outcap/id6798327313)

This app automatically calculates your daily spending limit based on your income and fixed expenses. It integrates with your bank's messages to track transactions, categorizes spending, and provides monthly financial insights. All data is stored locally on your device for maximum privacy.

**Highlights:** Automated daily spending limit calculation, Bank message integration for transaction tracking, Automatic transaction categorization, Local data storage for privacy, Fixed commitment management, Monthly financial insights and reports, One-time purchase for Pro features

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OutCap برو - شهري | $1.99 | per month |
| OutCap برو - سنوي | $19.99 | per year |
| آوت كاب برو | $11.99 | one-time |


## Frequently asked questions

### Is tree Insurance free?

tree Insurance is free to download, with no in-app purchases.

### Is OutCap free?

OutCap is free to download, with in-app purchases available.

### Which has better reviews, tree Insurance or OutCap?

OutCap is rated higher. tree Insurance averages 4.5 out of 5 from 25 ratings, while OutCap averages 5.0 from 7 ratings.

### Do tree Insurance or OutCap have ads?

Neither tree Insurance nor OutCap shows ads.

### Which is updated more often, tree Insurance or OutCap?

tree Insurance ships an update weekly, and OutCap every 5 days. Most recently, tree Insurance was updated on November 7, 2026 and OutCap on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*