# tree Insurance vs budgenie

The clearest difference is rating: tree Insurance at 4.8 against budgenie's 2.7. tree Insurance also leads on in-app purchases (none vs 2) and ratings volume (23 vs 3). On price, update cadence and ads there is nothing between them.

Both are free to download. budgenie sells 2 in-app purchases, starting at $4.99 per month. tree Insurance asks for nothing beyond the download.

tree Insurance holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: tree Insurance has 23 ratings behind it against 3, so its average is the more settled of the two.

tree Insurance ships an update every 5 days, budgenie weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | tree Insurance | budgenie |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (23 ratings)](https://appshunter.io/ios/app/tree-insurance/id6449296091/reviews)** | [2.7 (3 ratings)](https://appshunter.io/ios/app/budgenie/id6800877596/reviews) |
| Number of ratings | **23** | 3 |
| Positive reviews | 87.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | **Ad-supported** | Subscription |
| Size | 210 MB | 15 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | +4 |
| Developer | [Tree Insurance](https://appshunter.io/developer/1686906768) | [Oussama Zentar](https://appshunter.io/developer/6800877988) |

## What reviewers say

### tree Insurance

[App page](https://appshunter.io/ios/app/tree-insurance/id6449296091)

Manage your insurance policies digitally, from getting new coverage to making changes and submitting claims. Enjoy peace of mind with convenient access to your insurance needs anytime, anywhere.

**Highlights:** Get unique insurance policies, Amend policies on the go, Submit claims easily, Digital policy management, Worry-free living

**In-app purchases:** none


### budgenie

[App page](https://appshunter.io/ios/app/budgenie/id6800877596)

Effortlessly track your income and expenses with this intuitive budgeting app. Organize spending by category, visualize trends with clear charts, and set savings goals to gain control of your finances. Manage multiple accounts and export your data for comprehensive financial oversight.

**Highlights:** Quick transaction tracking, Spending categories, Remaining budget visualization, Monthly spending charts, Savings goals tracking, Multiple account management, Data export to CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budgenie Pro (Monthly) | $4.99 | per month |
| Budgenie Pro (Yearly) | $29.99 | per year |


## Frequently asked questions

### Is tree Insurance free?

tree Insurance is free to download, with no in-app purchases.

### Is budgenie free?

budgenie is free to download, with in-app purchases available.

### Which has better reviews, tree Insurance or budgenie?

tree Insurance is rated higher. tree Insurance averages 4.8 out of 5 from 23 ratings, while budgenie averages 2.7 from 3 ratings.

### Do tree Insurance or budgenie have ads?

Neither tree Insurance nor budgenie shows ads.

### Which is updated more often, tree Insurance or budgenie?

tree Insurance ships an update every 5 days, and budgenie weekly. Most recently, tree Insurance was updated on October 30, 2026 and budgenie on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*