# FAPCO vs Ownspend

The clearest difference is in-app purchases: FAPCO at none against Ownspend's 3. FAPCO also leads on iOS requirement (15.6 vs 17.0). Ownspend's advantage is update cadence (fortnightly vs every 13 months). On price, ads and device support there is nothing between them.

Both are free to download. Ownspend sells 3 in-app purchases, starting at $2.99 per month. FAPCO asks for nothing beyond the download.

FAPCO ships an update every 13 months, Ownspend fortnightly. The most recent releases landed on October 4, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | FAPCO | Ownspend |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 13 months | **Fortnightly** |
| Size | 54 MB | 29 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [FAPCO TECH GENERAL TRADING CO. WLL](https://appshunter.io/developer/1653260941) | [Moaath Othman](https://appshunter.io/developer/866641649) |

## What reviewers say

### FAPCO

[App page](https://appshunter.io/ios/app/fapco/id6449395727)

**Features:** macOS Compatibility

**In-app purchases:** none


### Ownspend

[App page](https://appshunter.io/ios/app/ownspend-expense-tracker/id6785949216)

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $2.99 | per month |
| Pro Yearly | $14.99 | per year |
| ClearSpend Pro | $29.99 | one-time |


## Frequently asked questions

### Is FAPCO free?

FAPCO is free to download, with no in-app purchases.

### Is Ownspend free?

Ownspend is free to download, with in-app purchases available.

### Do FAPCO or Ownspend have ads?

Neither FAPCO nor Ownspend shows ads.

### Which is updated more often, FAPCO or Ownspend?

FAPCO ships an update every 13 months, and Ownspend fortnightly. Most recently, FAPCO was updated on October 4, 2026 and Ownspend on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*