# MyZurichLife vs HAL Pay

The clearest difference is update cadence: HAL Pay at fortnightly against MyZurichLife's every 2 months. MyZurichLife's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyZurichLife ships an update every 2 months, HAL Pay fortnightly. The most recent releases landed on September 10, 2026 and August 3, 2026 respectively.

## The numbers

| Metric | MyZurichLife | HAL Pay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Size | 65 MB | 40 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Zurich Insurance Company Ltd](https://appshunter.io/developer/366671743) | [HALSIMPLIFY SOLUTIONS PRIVATE LIMITED](https://appshunter.io/developer/709229910) |

## What reviewers say

### MyZurichLife

[App page](https://appshunter.io/ios/app/myzurichlife/id6449434035)

**In-app purchases:** none


### HAL Pay

[App page](https://appshunter.io/ios/app/hal-pay/id6736759821)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MyZurichLife free?

MyZurichLife is free to download, with no in-app purchases.

### Is HAL Pay free?

HAL Pay is free to download, with no in-app purchases.

### Do MyZurichLife or HAL Pay have ads?

Neither MyZurichLife nor HAL Pay shows ads.

### Which is updated more often, MyZurichLife or HAL Pay?

MyZurichLife ships an update every 2 months, and HAL Pay fortnightly. Most recently, MyZurichLife was updated on September 10, 2026 and HAL Pay on August 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*