# AYA PAY Partner vs Wave Merchant

The clearest difference is update cadence: AYA PAY Partner at every 2 months against Wave Merchant's every 4 months. Wave Merchant's advantage is iOS requirement (13.0 vs 15.6). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.2 for AYA PAY Partner against 4.2 for Wave Merchant. Both are backed by a comparable volume of ratings — 17 and 10 respectively.

AYA PAY Partner ships an update every 2 months, Wave Merchant every 4 months. The most recent releases landed on September 21, 2026 and August 21, 2026 respectively.

## The numbers

| Metric | AYA PAY Partner | Wave Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (17 ratings)](https://appshunter.io/ios/app/aya-pay-partner/id6449485948/reviews) | **[4.2 (10 ratings)](https://appshunter.io/ios/app/wave-merchant/id6456263921/reviews)** |
| Number of ratings | **17** | 10 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 94 MB | 69 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [AYA Bank](https://appshunter.io/developer/1356605410) | [Wave Money](https://appshunter.io/developer/1234535228) |

## What reviewers say

### AYA PAY Partner

[App page](https://appshunter.io/ios/app/aya-pay-partner/id6449485948)

This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.

**Highlights:** Customer transaction assistance, DTR/DSE/Agent management, Merchant network management, Account management, Transaction tracking, Financial operations optimization

**Features:** macOS Compatibility

**In-app purchases:** none


### Wave Merchant

[App page](https://appshunter.io/ios/app/wave-merchant/id6456263921)

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

**Highlights:** Dynamic QR code payments, Real-time transaction history, Business analytics, Bank settlement, Secure over-the-counter payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AYA PAY Partner free?

AYA PAY Partner is free to download, with no in-app purchases.

### Is Wave Merchant free?

Wave Merchant is free to download, with no in-app purchases.

### Which has better reviews, AYA PAY Partner or Wave Merchant?

Wave Merchant is rated higher. AYA PAY Partner averages 4.2 out of 5 from 17 ratings, while Wave Merchant averages 4.2 from 10 ratings.

### Do AYA PAY Partner or Wave Merchant have ads?

Neither AYA PAY Partner nor Wave Merchant shows ads.

### Which is updated more often, AYA PAY Partner or Wave Merchant?

AYA PAY Partner ships an update every 2 months, and Wave Merchant every 4 months. Most recently, AYA PAY Partner was updated on September 21, 2026 and Wave Merchant on August 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*