# AYA PAY Partner vs MTB Pay

The clearest difference is rating: MTB Pay at 4.9 against AYA PAY Partner's 4.2. AYA PAY Partner's advantage is update cadence (every 2 months vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTB Pay holds the better App Store score, 4.9 against 4.2. Both are backed by a comparable volume of ratings — 17 and 10 respectively.

AYA PAY Partner ships an update every 2 months, MTB Pay every 5 months. The most recent releases landed on September 21, 2026 and June 24, 2026 respectively.

## The numbers

| Metric | AYA PAY Partner | MTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (17 ratings)](https://appshunter.io/ios/app/aya-pay-partner/id6449485948/reviews) | **[4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews)** |
| Number of ratings | **17** | 10 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 94 MB | 72 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AYA Bank](https://appshunter.io/developer/1356605410) | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) |

## What reviewers say

### AYA PAY Partner

[App page](https://appshunter.io/ios/app/aya-pay-partner/id6449485948)

This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.

**Highlights:** Customer transaction assistance, DTR/DSE/Agent management, Merchant network management, Account management, Transaction tracking, Financial operations optimization

**Features:** macOS Compatibility

**In-app purchases:** none


### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


## Frequently asked questions

### Is AYA PAY Partner free?

AYA PAY Partner is free to download, with no in-app purchases.

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Which has better reviews, AYA PAY Partner or MTB Pay?

MTB Pay is rated higher. AYA PAY Partner averages 4.2 out of 5 from 17 ratings, while MTB Pay averages 4.9 from 10 ratings.

### Do AYA PAY Partner or MTB Pay have ads?

Neither AYA PAY Partner nor MTB Pay shows ads.

### Which is updated more often, AYA PAY Partner or MTB Pay?

AYA PAY Partner ships an update every 2 months, and MTB Pay every 5 months. Most recently, AYA PAY Partner was updated on September 21, 2026 and MTB Pay on June 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*