# AYA PAY Partner vs Splitfolk

The clearest difference is rating: Splitfolk at 5.0 against AYA PAY Partner's 4.2. Splitfolk also leads on update cadence (daily vs every 2 months). AYA PAY Partner's advantage is ratings volume (17 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Splitfolk holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: AYA PAY Partner has 17 ratings behind it against 1, so its average is the more settled of the two.

AYA PAY Partner ships an update every 2 months, Splitfolk daily. The most recent releases landed on October 9, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | AYA PAY Partner | Splitfolk |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (17 ratings)](https://appshunter.io/ios/app/aya-pay-partner/id6449485948/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitfolk/id6789954526/reviews)** |
| Number of ratings | **17** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Daily** |
| Monetization | Free | Free |
| Size | 94 MB | 4 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AYA Bank](https://appshunter.io/developer/1356605410) | [TAO CHEN](https://appshunter.io/developer/6789954528) |

## What reviewers say

### AYA PAY Partner

[App page](https://appshunter.io/ios/app/aya-pay-partner/id6449485948)

This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.

**Highlights:** Customer transaction assistance, DTR/DSE/Agent management, Merchant network management, Account management, Transaction tracking, Financial operations optimization

**Features:** macOS Compatibility

**In-app purchases:** none


### Splitfolk

[App page](https://appshunter.io/ios/app/splitfolk/id6789954526)

Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.

**Highlights:** Create and manage groups, Record expenses with custom splits, View clear settlement plans, Support for recurring expenses, Export group records, Invite members via shareable link

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AYA PAY Partner free?

AYA PAY Partner is free to download, with no in-app purchases.

### Is Splitfolk free?

Splitfolk is free to download, with no in-app purchases.

### Which has better reviews, AYA PAY Partner or Splitfolk?

Splitfolk is rated higher. AYA PAY Partner averages 4.2 out of 5 from 17 ratings, while Splitfolk averages 5.0 from 1 ratings.

### Do AYA PAY Partner or Splitfolk have ads?

Neither AYA PAY Partner nor Splitfolk shows ads.

### Which is updated more often, AYA PAY Partner or Splitfolk?

AYA PAY Partner ships an update every 2 months, and Splitfolk daily. Most recently, AYA PAY Partner was updated on October 9, 2026 and Splitfolk on September 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*