# Primis Bank vs Phantom

The clearest difference is rating: Phantom at 5.0 against Primis Bank's 3.7. Primis Bank's advantage is in-app purchases (none vs 2) and device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. Phantom sells 2 in-app purchases, starting at $3.99 per month. Primis Bank asks for nothing beyond the download.

Phantom holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Primis Bank ships an update every 2 months, Phantom monthly. The most recent releases landed on October 21, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Primis Bank | Phantom |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/primis-bank/id6449555020/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/phantom-subscription-killer/id6770209415/reviews)** |
| Number of ratings | **3** | 1 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Ad-supported** | Subscription |
| Size | 48 MB | 5 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Primis Bank](https://appshunter.io/developer/1053759987) | [逸楠 翟](https://appshunter.io/developer/1887144323) |

## What reviewers say

### Primis Bank

[App page](https://appshunter.io/ios/app/primis-bank/id6449555020)

Manage your business finances with an all-in-one digital banking app. Track transactions, manage cash flow, deposit checks remotely, and access 24/7 support. Enjoy accounts with interest or rewards, and benefit from no account, per-item, overdraft, or ATM fees.

**Highlights:** All-in-one digital banking, Transaction tracking, Cash flow management, Remote check deposit, 24/7 customer support, Interest-earning and rewards accounts, No fees (account, overdraft, ATM)

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### Phantom

[App page](https://appshunter.io/ios/app/phantom-subscription-killer/id6770209415)

This app helps you identify and cancel unwanted recurring charges by scanning your bank transactions. It provides tools to dispute wrongful charges and offers scripts for negotiating discounts with service providers. Prioritizes user privacy with an on-device scanning approach.

**Highlights:** Scan bank transactions for recurring charges, Identify unused subscriptions with Zombie Score, Generate EFTA-compliant dispute letters, Receive price increase alerts, Negotiation scripts for discounts, On-device scanning for privacy

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Phantom Pro | $3.99 | per month |
| Phantom Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is Primis Bank free?

Primis Bank is free to download, with no in-app purchases.

### Is Phantom free?

Phantom is free to download, with in-app purchases available.

### Which has better reviews, Primis Bank or Phantom?

Phantom is rated higher. Primis Bank averages 3.7 out of 5 from 3 ratings, while Phantom averages 5.0 from 1 ratings.

### Do Primis Bank or Phantom have ads?

Neither Primis Bank nor Phantom shows ads.

### Which is updated more often, Primis Bank or Phantom?

Primis Bank ships an update every 2 months, and Phantom monthly. Most recently, Primis Bank was updated on October 21, 2026 and Phantom on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*