# Spending Tracker and Manager vs SpendWave Expense tracker App

The clearest difference is in-app purchases: Spending Tracker and Manager at none against SpendWave Expense tracker App's 4. Spending Tracker and Manager also leads on review sentiment (100% vs 67%) and iOS requirement (12.0 vs 17.6). SpendWave Expense tracker App's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price and device support there is nothing between them.

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Spending Tracker and Manager asks for nothing beyond the download.

Spending Tracker and Manager ships an update every 2 months, SpendWave Expense tracker App fortnightly. The most recent releases landed on September 11, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Spending Tracker and Manager | SpendWave Expense tracker App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** |
| Number of ratings | — | **9** |
| Positive reviews | **100.0% of reviews** | 66.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Ad-supported** | Freemium |
| Size | 35 MB | 19 MB |
| Requires iOS | **12.0** | 17.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Livia Berce](https://appshunter.io/developer/1689898247) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Spending Tracker and Manager

[App page](https://appshunter.io/ios/app/spending-tracker-and-manager/id6449623079)

Easily monitor, understand, and manage your expenses and income. This app provides tools to record transactions, visualize spending, and create custom categories to improve your financial habits.

**Highlights:** Expense and income transaction tracking, Integrated calculator, Calendar visualization of transactions, Customizable expense/income categories, Comprehensive spending charts, PDF and multiple format export, Password protection for data

**Features:** macOS Compatibility

**In-app purchases:** none


### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Spending Tracker and Manager free?

Spending Tracker and Manager is free to download, with no in-app purchases.

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Do Spending Tracker and Manager or SpendWave Expense tracker App have ads?

Spending Tracker and Manager shows ads; SpendWave Expense tracker App does not.

### Which is updated more often, Spending Tracker and Manager or SpendWave Expense tracker App?

Spending Tracker and Manager ships an update every 2 months, and SpendWave Expense tracker App fortnightly. Most recently, Spending Tracker and Manager was updated on September 11, 2026 and SpendWave Expense tracker App on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*