# Spending Tracker and Manager vs Vaulty

The clearest difference is in-app purchases: Spending Tracker and Manager at none against Vaulty's 3. Spending Tracker and Manager also leads on iOS requirement (12.0 vs 15.1). Vaulty's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. Vaulty sells 3 in-app purchases, starting at $4.99 per 7 days. Spending Tracker and Manager asks for nothing beyond the download.

Spending Tracker and Manager ships an update every 2 months, Vaulty every 2 weeks. The most recent releases landed on October 15, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Spending Tracker and Manager | Vaulty |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Ad-supported | — |
| Size | 35 MB | 52 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Livia Berce](https://appshunter.io/developer/1689898247) | [Yevhenii Ksenych](https://appshunter.io/developer/1853924238) |

## What reviewers say

### Spending Tracker and Manager

[App page](https://appshunter.io/ios/app/spending-tracker-and-manager/id6449623079)

Easily monitor, understand, and manage your expenses and income. This app provides tools to record transactions, visualize spending, and create custom categories to improve your financial habits.

**Highlights:** Expense and income transaction tracking, Integrated calculator, Calendar visualization of transactions, Customizable expense/income categories, Comprehensive spending charts, PDF and multiple format export, Password protection for data

**Features:** macOS Compatibility

**In-app purchases:** none


### Vaulty

[App page](https://appshunter.io/ios/app/vaulty-spending-tracker/id6760568704)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly subscription | $4.99 | per 7 days |
| Monthly subscription | $7.99 | per month |
| Annual subscription | $59.99 | per year |


## Frequently asked questions

### Is Spending Tracker and Manager free?

Spending Tracker and Manager is free to download, with no in-app purchases.

### Is Vaulty free?

Vaulty is free to download, with in-app purchases available.

### Do Spending Tracker and Manager or Vaulty have ads?

Both Spending Tracker and Manager and Vaulty show ads.

### Which is updated more often, Spending Tracker and Manager or Vaulty?

Spending Tracker and Manager ships an update every 2 months, and Vaulty every 2 weeks. Most recently, Spending Tracker and Manager was updated on October 15, 2026 and Vaulty on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*