# ePAY mPOS vs Cowbolt

The clearest difference is update cadence: Cowbolt at every 3 weeks against ePAY mPOS's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ePAY mPOS ships an update every 6 weeks, Cowbolt every 3 weeks. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | ePAY mPOS | Cowbolt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/cowbolt/id6502505502/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 31 MB | 43 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [epay](https://appshunter.io/developer/1484378405) | [Guten Group](https://appshunter.io/developer/1745654046) |

## What reviewers say

### ePAY mPOS

[App page](https://appshunter.io/ios/app/epay-mpos/id6449676271)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cowbolt

[App page](https://appshunter.io/ios/app/cowbolt/id6502505502)

This app facilitates expense splitting and instant settlement using Bitcoin and USDT. It integrates group chat and a self-custody wallet for seamless financial collaboration, ideal for travel, families, and remote teams.

**Highlights:** Split expenses with groups or individuals, Instant Bitcoin/USDT payments, Self-custody wallet, Group chat for collaboration, QR code payment requests, Fee and exchange rate transparency

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ePAY mPOS free?

ePAY mPOS is free to download, with no in-app purchases.

### Is Cowbolt free?

Cowbolt is free to download, with no in-app purchases.

### Do ePAY mPOS or Cowbolt have ads?

Neither ePAY mPOS nor Cowbolt shows ads.

### Which is updated more often, ePAY mPOS or Cowbolt?

ePAY mPOS ships an update every 6 weeks, and Cowbolt every 3 weeks. Most recently, ePAY mPOS was updated on November 7, 2026 and Cowbolt on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*