# 团团记账 vs 咔比荷包

The clearest difference is review sentiment: 团团记账 at 97% against 咔比荷包's 27%. 团团记账 also leads on rating (4.9 vs 4.1) and ratings volume (91 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. 团团记账 sells 11 in-app purchases, starting at $2.99 per month and 咔比荷包 sells 11 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

团团记账 holds the better App Store score, 4.9 against 4.1. That said, the two scores are not equally well evidenced: 团团记账 has 91 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 97% of 团团记账's written reviews are positive against 27% of 咔比荷包's.

团团记账 ships an update weekly, 咔比荷包 every 9 days. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 团团记账 | 咔比荷包 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (91 ratings)](https://appshunter.io/ios/app/id6449834812/reviews)** | [4.1 (7 ratings)](https://appshunter.io/ios/app/ai/id6630370989/reviews) |
| Number of ratings | **91** | 7 |
| Positive reviews | **97.4% of reviews** | 27.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Free with in-app purchases | Freemium |
| Size | 174 MB | 208 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Gameley](https://appshunter.io/developer/939510611) | [重庆皮皮喵喵科技有限公司](https://appshunter.io/developer/1762355269) |

## What reviewers say

### 团团记账

[App page](https://appshunter.io/ios/app/id6449834812)

This app offers a unique way to track your finances by integrating AI-powered bookkeeping with a virtual pet养成 experience. It helps you analyze spending, set budgets, and manage assets while keeping you entertained through interactive chat and daily rewards.

**Highlights:** AI-powered expense tracking, Virtual pet养成 and interaction, Chatbot for emotional support, Automatic and voice-based entry, Multi-account management, Budgeting and asset tracking, Data import/export

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月会员 | $2.99 | per month |
| 连续包月会员 | $2.99 | per month |
| 永久免广告 | $3.99 | one-time |
| VIP终身会员 | $3.99 | one-time |
| 团团记账永久会员 | $4.99 | one-time |
| 团团记账-永久会员92折 | $4.99 | one-time |
| 团团记账-85折永久会员 | $4.99 | one-time |
| 团团记账-终身会员 | $6.99 | one-time |
| 团团记账-年度VIP | $6.99 | one-time |
| 团团记账-终身VIP | $7.99 | one-time |
| VIP年度会员 | $12.99 | one-time |


### 咔比荷包

[App page](https://appshunter.io/ios/app/ai/id6630370989)

This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.

**Highlights:** AI-powered expense tracking, Effortless habit building, Automated financial review, Shared accounts for couples, Joint savings goal planning, Personalized financial goals

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 单人连续包月 | $0.99 | per month |
| 单人连续包月 | $0.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包季 | $4.99 | per 3 months |
| 双人连续包年 | $9.99 | per year |
| 双人连续包年 | $12.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 365天打卡挑战 | $12.99 | one-time |
| 双人三年VIP会员 | $22.99 | one-time |


## Frequently asked questions

### Is 团团记账 free?

团团记账 is free to download, with in-app purchases available.

### Is 咔比荷包 free?

咔比荷包 is free to download, with in-app purchases available.

### Which has better reviews, 团团记账 or 咔比荷包?

团团记账 is rated higher. 团团记账 averages 4.9 out of 5 from 91 ratings, while 咔比荷包 averages 4.1 from 7 ratings.

### Do 团团记账 or 咔比荷包 have ads?

Neither 团团记账 nor 咔比荷包 shows ads.

### Which is updated more often, 团团记账 or 咔比荷包?

团团记账 ships an update weekly, and 咔比荷包 every 9 days. Most recently, 团团记账 was updated on September 23, 2026 and 咔比荷包 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*