# 团团记账 vs 咔皮记账

The clearest difference is in-app purchases: 咔皮记账 at none against 团团记账's 14. 咔皮记账 also leads on ratings volume (51K vs 91) and update cadence (every 3 days vs weekly). 团团记账's advantage is review sentiment (97% vs 74%). On price, rating, ads and device support there is nothing between them.

Both are free to download. 团团记账 sells 11 in-app purchases, starting at $2.99 per month. 咔皮记账 asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for 团团记账 against 4.8 for 咔皮记账. That said, the two scores are not equally well evidenced: 咔皮记账 has 51K ratings behind it against 91, so its average is the more settled of the two. Written reviews are what separate them: 97% of 团团记账's written reviews are positive against 74% of 咔皮记账's.

团团记账 ships an update weekly, 咔皮记账 every 3 days. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | 团团记账 | 咔皮记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (91 ratings)](https://appshunter.io/ios/app/id6449834812/reviews)** | [4.8 (51K ratings)](https://appshunter.io/ios/app/cfo/id6738811698/reviews) |
| Number of ratings | 91 | **51K** |
| Positive reviews | **97.4% of reviews** | 73.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 174 MB | 185 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Gameley](https://appshunter.io/developer/939510611) | [Shanghai Yuhuan Technology Co., LTD](https://appshunter.io/developer/1680121338) |

## What reviewers say

### 团团记账

[App page](https://appshunter.io/ios/app/id6449834812)

This app offers a unique way to track your finances by integrating AI-powered bookkeeping with a virtual pet养成 experience. It helps you analyze spending, set budgets, and manage assets while keeping you entertained through interactive chat and daily rewards.

**Highlights:** AI-powered expense tracking, Virtual pet养成 and interaction, Chatbot for emotional support, Automatic and voice-based entry, Multi-account management, Budgeting and asset tracking, Data import/export

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月会员 | $2.99 | per month |
| 连续包月会员 | $2.99 | per month |
| 永久免广告 | $3.99 | one-time |
| VIP终身会员 | $3.99 | one-time |
| 团团记账永久会员 | $4.99 | one-time |
| 团团记账-永久会员92折 | $4.99 | one-time |
| 团团记账-85折永久会员 | $4.99 | one-time |
| 团团记账-终身会员 | $6.99 | one-time |
| 团团记账-年度VIP | $6.99 | one-time |
| 团团记账-终身VIP | $7.99 | one-time |
| VIP年度会员 | $12.99 | one-time |


### 咔皮记账

[App page](https://appshunter.io/ios/app/cfo/id6738811698)

This app simplifies expense tracking with AI-powered automatic recording and categorization. It offers features like multi-account management, intelligent budgeting, and financial analysis to help users understand their spending habits and manage their money more effectively. Users can also record thoughts, moods, and to-dos, making it a comprehensive personal organizer.

**Highlights:** AI automatic recording and categorization, Unlimited multi-account management, Intelligent budget planning, Asset account management, Voice-based quick entry, Record moods and thoughts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 团团记账 free?

团团记账 is free to download, with in-app purchases available.

### Is 咔皮记账 free?

咔皮记账 is free to download, with no in-app purchases.

### Which has better reviews, 团团记账 or 咔皮记账?

团团记账 is rated higher. 团团记账 averages 4.9 out of 5 from 91 ratings, while 咔皮记账 averages 4.8 from 51K ratings.

### Do 团团记账 or 咔皮记账 have ads?

Neither 团团记账 nor 咔皮记账 shows ads.

### Which is updated more often, 团团记账 or 咔皮记账?

团团记账 ships an update weekly, and 咔皮记账 every 3 days. Most recently, 团团记账 was updated on September 23, 2026 and 咔皮记账 on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*