# Paychex Pay vs Clear Costs

The clearest difference is in-app purchases: Paychex Pay at none against Clear Costs's 1. Paychex Pay also leads on ratings volume (587 vs 5) and rating (4.7 vs 4.4). Clear Costs's advantage is update cadence (every 3 days vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. Clear Costs sells 1 one-off in-app purchase. Paychex Pay asks for nothing beyond the download.

Paychex Pay holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: Paychex Pay has 587 ratings behind it against 5, so its average is the more settled of the two.

Paychex Pay ships an update every 2 months, Clear Costs every 3 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Paychex Pay | Clear Costs |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (587 ratings)](https://appshunter.io/ios/app/paychex-pay/id6449838354/reviews)** | [4.4 (5 ratings)](https://appshunter.io/ios/app/clear-costs/id6670290575/reviews) |
| Number of ratings | **587** | 5 |
| Positive reviews | 11.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 83 MB | 1 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Paychex, Inc](https://appshunter.io/developer/476461118) | [Chrono Code, LLC](https://appshunter.io/developer/1762525042) |

## What reviewers say

### Paychex Pay

[App page](https://appshunter.io/ios/app/paychex-pay/id6449838354)

Manage your finances with an online account featuring a debit card and optional savings. Get paid faster, move money easily, and make quick purchases. Earn rewards and benefit from identity theft protection.

**Highlights:** Get paid up to 2 days earlier, Move money between accounts, Send money to friends, Contactless payments, Mobile check deposit, Optional savings account, Cash back rewards

**Features:** macOS Compatibility

**In-app purchases:** none


### Clear Costs

[App page](https://appshunter.io/ios/app/clear-costs/id6670290575)

Manage your money effortlessly with this finance tracker. Visualize upcoming bills with an expense calendar, generate detailed spending reports, and create personalized budgets. Keep your financial data secure and private, all without any advertisements.

**Highlights:** Expense Calendar for bill visualization, Monthly, annual, and total expense reports, Track income and recurring expenses, Edit due dates easily, Create personalized budgets, Privacy-focused, data stays on device

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Clear Costs Pro | $1.99 | one-time |


## Frequently asked questions

### Is Paychex Pay free?

Paychex Pay is free to download, with no in-app purchases.

### Is Clear Costs free?

Clear Costs is free to download, with in-app purchases available.

### Which has better reviews, Paychex Pay or Clear Costs?

Paychex Pay is rated higher. Paychex Pay averages 4.7 out of 5 from 587 ratings, while Clear Costs averages 4.4 from 5 ratings.

### Do Paychex Pay or Clear Costs have ads?

Neither Paychex Pay nor Clear Costs shows ads.

### Which is updated more often, Paychex Pay or Clear Costs?

Paychex Pay ships an update every 2 months, and Clear Costs every 3 days. Most recently, Paychex Pay was updated on November 3, 2026 and Clear Costs on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*