# SpendMaster vs ihave

The clearest difference is update cadence: ihave at daily against SpendMaster's monthly. SpendMaster's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SpendMaster ships an update monthly, ihave daily. The most recent releases landed on November 3, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | SpendMaster | ihave |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (17 ratings)](https://appshunter.io/ios/app/spendmaster/id6449911342/reviews)** | — |
| Number of ratings | **17** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Daily** |
| Monetization | Free | — |
| Size | 16 MB | 10 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Shaishav Patel](https://appshunter.io/developer/1691005359) | [Hamza Ak](https://appshunter.io/developer/1611834670) |

## What reviewers say

### SpendMaster

[App page](https://appshunter.io/ios/app/spendmaster/id6449911342)

Effortlessly manage your finances by importing expenses from CSVs or images, adding new transactions manually, and tracking investments. Gain financial insights with filtering, bar charts, and comparisons to previous months.

**Highlights:** Import expenses from CSV, Add expenses from images, Manual expense entry, Stocks and investment tracking, Expense filtering and bar chart view, Search, update, and delete expenses

**Features:** Vision Pro support

**In-app purchases:** none


### ihave

[App page](https://appshunter.io/ios/app/ihave-budget-manager/id6479804385)

**In-app purchases:** none


## Frequently asked questions

### Is SpendMaster free?

SpendMaster is free to download, with no in-app purchases.

### Is ihave free?

ihave is free to download, with no in-app purchases.

### Do SpendMaster or ihave have ads?

Neither SpendMaster nor ihave shows ads.

### Which is updated more often, SpendMaster or ihave?

SpendMaster ships an update monthly, and ihave daily. Most recently, SpendMaster was updated on November 3, 2026 and ihave on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*