# 머니가드 vs 크레딧톡

The clearest difference is iOS requirement: 머니가드 at 13.0 against 크레딧톡's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

머니가드 ships an update fortnightly, 크레딧톡 every 4 weeks. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 머니가드 | 크레딧톡 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/id6449924342/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 weeks |
| Size | 34 MB | 40 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [머니가드서비스 주식회사](https://appshunter.io/developer/1691040390) | [Seungmok Han](https://appshunter.io/developer/1811670507) |

## What reviewers say

### 머니가드

[App page](https://appshunter.io/ios/app/id6449924342)

**Features:** macOS Compatibility

**In-app purchases:** none


### 크레딧톡

[App page](https://appshunter.io/ios/app/id6749958536)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 머니가드 free?

머니가드 is free to download, with no in-app purchases.

### Is 크레딧톡 free?

크레딧톡 is free to download, with no in-app purchases.

### Do 머니가드 or 크레딧톡 have ads?

Neither 머니가드 nor 크레딧톡 shows ads.

### Which is updated more often, 머니가드 or 크레딧톡?

머니가드 ships an update fortnightly, and 크레딧톡 every 4 weeks. Most recently, 머니가드 was updated on October 24, 2026 and 크레딧톡 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*