# InCred Money vs Settle

The clearest difference is iOS requirement: InCred Money at 15.5 against Settle's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

InCred Money ships an update every 8 days, Settle every 2 weeks. The most recent releases landed on October 10, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | InCred Money | Settle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (18 ratings)](https://appshunter.io/ios/app/incred-money/id6449935824/reviews)** | — |
| Number of ratings | **18** | — |
| Positive reviews | 48.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 176 MB | 29 MB |
| Requires iOS | **15.5** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Alpha Fintech Private Limited](https://appshunter.io/developer/1435455421) | [Yashvardhan Bhardwaj](https://appshunter.io/developer/6785658115) |

## What reviewers say

### InCred Money

[App page](https://appshunter.io/ios/app/incred-money/id6449935824)

Invest in a variety of assets including unlisted shares, pre-IPO opportunities, digital gold and silver, and fixed deposits. This platform offers transparent pricing, zero commissions, and tools for portfolio tracking. It's designed for a wide range of investors seeking diverse investment options.

**Highlights:** Invest in unlisted and pre-IPO shares, Buy/sell digital gold and silver, Fixed deposits with better returns, Zero commission and transparent pricing, Portfolio tracking with real-time insights, Secure storage for digital metals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Settle

[App page](https://appshunter.io/ios/app/settle-split-expenses/id6785658113)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is InCred Money free?

InCred Money is free to download, with no in-app purchases.

### Is Settle free?

Settle is free to download, with no in-app purchases.

### Do InCred Money or Settle have ads?

Neither InCred Money nor Settle shows ads.

### Which is updated more often, InCred Money or Settle?

InCred Money ships an update every 8 days, and Settle every 2 weeks. Most recently, InCred Money was updated on October 10, 2026 and Settle on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*