# MAF vs ShiftClock Blackvector

The clearest difference is update cadence: ShiftClock Blackvector at every 3 weeks against MAF's every 40 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MAF ships an update every 40 months, ShiftClock Blackvector every 3 weeks. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | MAF | ShiftClock Blackvector |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/maf-payonline/id6450003029/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 40 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 80 MB | 47 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mid-Atlantic Finance](https://appshunter.io/developer/1236242032) | [Rolando Ramirez](https://appshunter.io/developer/1525119089) |

## What reviewers say

### MAF

[App page](https://appshunter.io/ios/app/maf-payonline/id6450003029)

Easily manage your car payments online. Create an account, verify your identity, and then make one-time payments, set up automatic payments, or check your account balance at any time.

**Highlights:** Online car payment management, Account creation and verification, One-time payment options, AutoPay setup, View account balance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ShiftClock Blackvector

[App page](https://appshunter.io/ios/app/shiftclock-blackvector/id6746348897)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MAF free?

MAF is free to download, with no in-app purchases.

### Is ShiftClock Blackvector free?

ShiftClock Blackvector is free to download, with no in-app purchases.

### Do MAF or ShiftClock Blackvector have ads?

Neither MAF nor ShiftClock Blackvector shows ads.

### Which is updated more often, MAF or ShiftClock Blackvector?

MAF ships an update every 40 months, and ShiftClock Blackvector every 3 weeks. Most recently, MAF was updated on October 24, 2026 and ShiftClock Blackvector on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*