# JulioCARD vs SETPay

The clearest difference is update cadence: SETPay at every 3 weeks against JulioCARD's every 10 months. JulioCARD's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JulioCARD ships an update every 10 months, SETPay every 3 weeks. The most recent releases landed on October 2, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | JulioCARD | SETPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 3 weeks** |
| Size | 35 MB | 65 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [GRUPO JULIO SA DE CV](https://appshunter.io/developer/1691499677) | [SE Transacciones, S.A.P.I. de C.V.](https://appshunter.io/developer/1626915682) |

## What reviewers say

### JulioCARD

[App page](https://appshunter.io/ios/app/juliocard/id6450003700)

**Features:** macOS Compatibility

**In-app purchases:** none


### SETPay

[App page](https://appshunter.io/ios/app/setpay/id6737292117)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is JulioCARD free?

JulioCARD is free to download, with no in-app purchases.

### Is SETPay free?

SETPay is free to download, with no in-app purchases.

### Do JulioCARD or SETPay have ads?

Neither JulioCARD nor SETPay shows ads.

### Which is updated more often, JulioCARD or SETPay?

JulioCARD ships an update every 10 months, and SETPay every 3 weeks. Most recently, JulioCARD was updated on October 2, 2026 and SETPay on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*