# Ferry Pay vs Budgetfold

The clearest difference is update cadence: Budgetfold at every 4 days against Ferry Pay's every 2 weeks. Ferry Pay's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ferry Pay ships an update every 2 weeks, Budgetfold every 4 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Ferry Pay | Budgetfold |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (898 ratings)](https://appshunter.io/ios/app/ferry-pay/id6450126677/reviews)** | — |
| Number of ratings | **898** | — |
| Positive reviews | 47.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Free | — |
| Size | 36 MB | 24 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Ferry Pay Inc.](https://appshunter.io/developer/1682073820) | [Dean Gergoric](https://appshunter.io/developer/1886033556) |

## What reviewers say

### Ferry Pay

[App page](https://appshunter.io/ios/app/ferry-pay/id6450126677)

Manage your finances, track spending, and earn rewards with this app. It offers real-time notifications, card management, and easy money transfers. Access a network of ATMs and explore local cashback offers.

**Highlights:** Real-time spending notifications, Card freezing and reissuance, Instant and standard money transfers, Personalized cashback offers, ATM locator

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfers
- 💳 Convenient for work payments
- 👍 Easy to use app
- 🤑 Faster payouts than previous options

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Poor security and fraud protection
- 💸 Excessive fees and charges
- 🤯 Frustrating login and account management issues
- 🚫 Lack of basic features like Apple Pay and savings accounts

**Reported bugs**

- White screen issues when logging in
- Endless loops when trying to transfer money
- Account access problems after phone changes
- Incorrect transaction amounts and charges

**Requested features**

- Add savings account feature
- Improve login and account management experience
- Integrate with popular payment platforms like Apple Pay
- Enhance customer support and response times


### Budgetfold

[App page](https://appshunter.io/ios/app/budgetfold-budget-and-expenses/id6760740607)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ferry Pay free?

Ferry Pay is free to download, with no in-app purchases.

### Is Budgetfold free?

Budgetfold is free to download, with no in-app purchases.

### Do Ferry Pay or Budgetfold have ads?

Neither Ferry Pay nor Budgetfold shows ads.

### Which is updated more often, Ferry Pay or Budgetfold?

Ferry Pay ships an update every 2 weeks, and Budgetfold every 4 days. Most recently, Ferry Pay was updated on November 7, 2026 and Budgetfold on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*