# Spending Tracker Finance Split vs Expense Tracker

The clearest difference is update cadence: Expense Tracker at every 2 days against Spending Tracker Finance Split's every 2 months. Spending Tracker Finance Split's advantage is iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Spending Tracker Finance Split sells 3 in-app purchases, starting at $1.99 per month and Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Spending Tracker Finance Split ships an update every 2 months, Expense Tracker every 2 days. The most recent releases landed on August 19, 2026 and August 18, 2026 respectively.

## The numbers

| Metric | Spending Tracker Finance Split | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/expense-tracker-penmo/id6748665643/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 40 MB | 6 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [xita apps](https://appshunter.io/developer/1461041968) | [Mohamed Abdelmagid](https://appshunter.io/developer/1794241343) |

## What reviewers say

### Spending Tracker Finance Split

[App page](https://appshunter.io/ios/app/spending-tracker-finance-split/id6450136724)

Easily track household and shared expenses with friends or family. This app simplifies budgeting, monitors spending habits, and automatically calculates balances for group expenses, ensuring transparent money management.

**Highlights:** Create family and friend groups, Track daily expenses and spending, Automatic balance calculations, Monitor shared money activity, Detailed spending reports, Budget calculator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $1.99 | per month |
| SpendingTracker_UnlimitedGroup | $4.99 | one-time |
| Spending Tracker Premium | $9.99 | one-time |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-penmo/id6748665643)

Effortlessly track expenses, manage budgets, and gain a clear overview of your finances. Visualize spending habits with insightful reports and manage recurring bills to achieve your financial goals.

**Highlights:** Effortless expense and income tracking, Customizable monthly budget planner, All-in-one money manager, Subscription and recurring bill tracker, Insightful financial reports with charts, Net worth tracking

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $4.99 | per month |
| Yearly Plan | $23.90 | per year |


## Frequently asked questions

### Is Spending Tracker Finance Split free?

Spending Tracker Finance Split is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Spending Tracker Finance Split or Expense Tracker have ads?

Neither Spending Tracker Finance Split nor Expense Tracker shows ads.

### Which is updated more often, Spending Tracker Finance Split or Expense Tracker?

Spending Tracker Finance Split ships an update every 2 months, and Expense Tracker every 2 days. Most recently, Spending Tracker Finance Split was updated on August 19, 2026 and Expense Tracker on August 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*