# SCB Token vs FixedRate

The clearest difference is in-app purchases: SCB Token at none against FixedRate's 2. SCB Token also leads on ads (none vs shown). FixedRate's advantage is update cadence (every 2 weeks vs every 8 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. FixedRate sells 2 in-app purchases, starting at $14.99 per month. SCB Token asks for nothing beyond the download.

SCB Token ships an update every 8 months, FixedRate every 2 weeks. The most recent releases landed on October 3, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | SCB Token | FixedRate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/scb-token/id6450172901/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 8 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 36 MB | 46 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Suez Canal Bank](https://appshunter.io/developer/1456102153) | [Bruke Fasil](https://appshunter.io/developer/1867201611) |

## What reviewers say

### SCB Token

[App page](https://appshunter.io/ios/app/scb-token/id6450172901)

This app generates one-time passwords (OTPs) to verify financial transactions and manage beneficiaries. It enhances the security of your financial activities by providing a robust verification layer.

**Highlights:** One-time password (OTP) generation, Transaction verification, Beneficiary management, Enhanced financial security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FixedRate

[App page](https://appshunter.io/ios/app/fixedrate/id6757483944)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FixedRate Pro | $14.99 | per month |
| FixedRate Studio | $29.99 | per month |


## Frequently asked questions

### Is SCB Token free?

SCB Token is free to download, with no in-app purchases.

### Is FixedRate free?

FixedRate is free to download, with in-app purchases available.

### Do SCB Token or FixedRate have ads?

FixedRate shows ads; SCB Token does not.

### Which is updated more often, SCB Token or FixedRate?

SCB Token ships an update every 8 months, and FixedRate every 2 weeks. Most recently, SCB Token was updated on October 3, 2026 and FixedRate on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*