# Smartgenix vs Borrow Backs Merchant

Smartgenix and Borrow Backs Merchant are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smartgenix ships an update every 11 days, Borrow Backs Merchant every 3 weeks. The most recent releases landed on October 7, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Smartgenix | Borrow Backs Merchant |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 3 weeks |
| Size | 66 MB | 95 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Smartgenix limited](https://appshunter.io/developer/1692199350) | [Borrow Backs LLC](https://appshunter.io/developer/1606768824) |

## What reviewers say

### Smartgenix

[App page](https://appshunter.io/ios/app/smartgenix/id6450185904)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Borrow Backs Merchant

[App page](https://appshunter.io/ios/app/borrow-backs-merchant/id6463803705)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Smartgenix free?

Smartgenix is free to download, with no in-app purchases.

### Is Borrow Backs Merchant free?

Borrow Backs Merchant is free to download, with no in-app purchases.

### Do Smartgenix or Borrow Backs Merchant have ads?

Neither Smartgenix nor Borrow Backs Merchant shows ads.

### Which is updated more often, Smartgenix or Borrow Backs Merchant?

Smartgenix ships an update every 11 days, and Borrow Backs Merchant every 3 weeks. Most recently, Smartgenix was updated on October 7, 2026 and Borrow Backs Merchant on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*