# eQUB vs Milkii

The clearest difference is rating: Milkii at 4.5 against eQUB's 4.2. Milkii also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (13.0 vs 15.6). eQUB's advantage is ratings volume (10 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Milkii holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: eQUB has 10 ratings behind it against 2, so its average is the more settled of the two.

eQUB ships an update every 2 months, Milkii fortnightly. The most recent releases landed on September 20, 2026 and July 8, 2026 respectively.

## The numbers

| Metric | eQUB | Milkii |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (10 ratings)](https://appshunter.io/ios/app/equb/id6450191698/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/milkii/id6738735600/reviews)** |
| Number of ratings | **10** | 2 |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 42 MB | 54 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Equb Financial Technologies PLC](https://appshunter.io/developer/1563387013) | [Oromia International Bank SC](https://appshunter.io/developer/1651594721) |

## What reviewers say

### eQUB

[App page](https://appshunter.io/ios/app/equb/id6450191698)

This app facilitates group savings and access to credit through a rotating lottery system. Members contribute to a pool, and one participant is randomly selected each round to receive the total collected amount. It's designed to help individuals save and access funds by pooling resources with others.

**Highlights:** Rotating savings groups (eQubs), Random lottery winner selection, Pooled savings collection, Access to credit, Manage personal and group savings, Track money rotation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Milkii

[App page](https://appshunter.io/ios/app/milkii/id6738735600)

This mobile app provides quick cash loans, asset financing, and airtime loans with transparent terms and flexible repayment options. It offers a simple interest formula for loan costs and a maximum APR of 10%. Users can also make merchant payments easily.

**Highlights:** Cash loans, Asset financing, Airtime loans, Merchant payments, Flexible repayment terms, Transparent pricing, Simple interest formula

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is eQUB free?

eQUB is free to download, with no in-app purchases.

### Is Milkii free?

Milkii is free to download, with no in-app purchases.

### Which has better reviews, eQUB or Milkii?

Milkii is rated higher. eQUB averages 4.2 out of 5 from 10 ratings, while Milkii averages 4.5 from 2 ratings.

### Do eQUB or Milkii have ads?

Neither eQUB nor Milkii shows ads.

### Which is updated more often, eQUB or Milkii?

eQUB ships an update every 2 months, and Milkii fortnightly. Most recently, eQUB was updated on September 20, 2026 and Milkii on July 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*