# Термінал від ПриватБанку vs ОщадPAY

The clearest difference is iOS requirement: ОщадPAY at 16.7 against Термінал від ПриватБанку's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Термінал від ПриватБанку ships an update every 5 weeks, ОщадPAY monthly. The most recent releases landed on October 8, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Термінал від ПриватБанку | ОщадPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id6450216954/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | — |
| Size | 44 MB | 41 MB |
| Requires iOS | 18.6 | **16.7** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PrivatBank](https://appshunter.io/developer/307368718) | [JSC "Oschadbank"](https://appshunter.io/developer/1101088632) |

## What reviewers say

### Термінал від ПриватБанку

[App page](https://appshunter.io/ios/app/id6450216954)

This app allows businesses to accept contactless payments anywhere, anytime, using just a smartphone. It supports various payment methods and integrates with fiscalization tools, eliminating the need for a separate cash register. Businesses can start accepting payments within minutes of registration.

**Highlights:** Accept contactless payments, Fiscalization via software POS, Process refunds within the app, Support for Visa and Mastercard, Automatic tip calculation, Manage multiple businesses, Generate QR code receipts

**In-app purchases:** none


### ОщадPAY

[App page](https://appshunter.io/ios/app/pay/id6747070597)

**In-app purchases:** none


## Frequently asked questions

### Is Термінал від ПриватБанку free?

Термінал від ПриватБанку is free to download, with no in-app purchases.

### Is ОщадPAY free?

ОщадPAY is free to download, with no in-app purchases.

### Do Термінал від ПриватБанку or ОщадPAY have ads?

Neither Термінал від ПриватБанку nor ОщадPAY shows ads.

### Which is updated more often, Термінал від ПриватБанку or ОщадPAY?

Термінал від ПриватБанку ships an update every 5 weeks, and ОщадPAY monthly. Most recently, Термінал від ПриватБанку was updated on October 8, 2026 and ОщадPAY on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*