# Поток vs Джони Займ

The clearest difference is rating: Поток at 4.9 against Джони Займ's 4.3. Поток also leads on update cadence (every 11 days vs every 2 months) and review sentiment (85% vs 64%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Поток holds the better App Store score, 4.9 against 4.3. Both are backed by a comparable volume of ratings — 13 and 6 respectively. Written reviews point the same way: 85% of Поток's written reviews are positive against 64% of Джони Займ's.

Поток ships an update every 11 days, Джони Займ every 2 months. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Поток | Джони Займ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (13 ratings)](https://appshunter.io/ios/app/id6450306955/reviews)** | [4.3 (6 ratings)](https://appshunter.io/ios/app/id6472654754/reviews) |
| Number of ratings | **13** | 6 |
| Positive reviews | **84.9% of reviews** | 63.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 83 MB | 41 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [ООО "Поток.Система"](https://appshunter.io/developer/1692759260) | [AVION займы](https://appshunter.io/developer/1717403547) |

## What reviewers say

### Поток

[App page](https://appshunter.io/ios/app/id6450306955)

Invest in business loans with this platform, offering potentially higher returns than traditional options. Utilize AI-powered scoring for risk management and track your investments with detailed analytics. Manage your accounts easily and get support for your financial growth.

**Highlights:** Invest in business loans, AI-powered risk scoring, High annual returns up to 25%, Easy account management, Detailed analytics and statistics, Central Bank of Russia licensed

**Features:** Vision Pro support

**In-app purchases:** none


### Джони Займ

[App page](https://appshunter.io/ios/app/id6472654754)

This app provides quick and convenient access to microloans, offering a financial safety net for urgent needs. It features an intuitive interface for fast loan applications and secure transactions, available 24/7 from anywhere.

**Highlights:** Fast loan approval, Intuitive interface, 24/7 access, Secure transactions, Financial flexibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Поток free?

Поток is free to download, with no in-app purchases.

### Is Джони Займ free?

Джони Займ is free to download, with no in-app purchases.

### Which has better reviews, Поток or Джони Займ?

Поток is rated higher. Поток averages 4.9 out of 5 from 13 ratings, while Джони Займ averages 4.3 from 6 ratings.

### Do Поток or Джони Займ have ads?

Neither Поток nor Джони Займ shows ads.

### Which is updated more often, Поток or Джони Займ?

Поток ships an update every 11 days, and Джони Займ every 2 months. Most recently, Поток was updated on October 27, 2026 and Джони Займ on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*