# Поток vs Finans

The clearest difference is in-app purchases: Поток at none against Finans's 6. Поток also leads on ratings volume (13 vs 4). Finans's advantage is review sentiment (100% vs 85%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Finans sells 6 in-app purchases, starting at $1.99 per 7 days. Поток asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Поток against 5.0 for Finans. Both are backed by a comparable volume of ratings — 13 and 4 respectively. Written reviews are what separate them: 85% of Поток's written reviews are positive against 100% of Finans's.

Поток ships an update every 11 days, Finans every 8 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Поток | Finans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (13 ratings)](https://appshunter.io/ios/app/id6450306955/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/finans-expense-tracker/id6740288138/reviews)** |
| Number of ratings | **13** | 4 |
| Positive reviews | 84.9% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 8 days** |
| Monetization | **Free** | Freemium |
| Size | 83 MB | 56 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ООО "Поток.Система"](https://appshunter.io/developer/1692759260) | [IT CAPITAL NETWORK WEBSITES DESIGNING - L.L.C - S.P.C](https://appshunter.io/developer/1789376926) |

## What reviewers say

### Поток

[App page](https://appshunter.io/ios/app/id6450306955)

Invest in business loans with this platform, offering potentially higher returns than traditional options. Utilize AI-powered scoring for risk management and track your investments with detailed analytics. Manage your accounts easily and get support for your financial growth.

**Highlights:** Invest in business loans, AI-powered risk scoring, High annual returns up to 25%, Easy account management, Detailed analytics and statistics, Central Bank of Russia licensed

**Features:** Vision Pro support

**In-app purchases:** none


### Finans

[App page](https://appshunter.io/ios/app/finans-expense-tracker/id6740288138)

Manage your money effortlessly with this intuitive tool. Track income and expenses, organize bills, and analyze spending habits to achieve your financial goals. Gain insights into your financial history and make smarter decisions.

**Highlights:** Track income and expenses, Organize all bills, Analyze earnings and spending, View financial history, Personal budget reports, Set financial goals

**Features:** macOS Compatibility

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finans Week Subscription | $1.99 | per 7 days |
| Finans Week Subscription PRO | $1.99 | per 7 days |
| Finans Monthly Subscription | $4.99 | per month |
| Finans Month Subscription PRO | $4.99 | per month |
| Finans Year Subscription | $49.99 | per year |
| Finans Year Subscription PRO | $49.99 | per year |


## Frequently asked questions

### Is Поток free?

Поток is free to download, with no in-app purchases.

### Is Finans free?

Finans is free to download, with in-app purchases available.

### Which has better reviews, Поток or Finans?

Finans is rated higher. Поток averages 4.9 out of 5 from 13 ratings, while Finans averages 5.0 from 4 ratings.

### Do Поток or Finans have ads?

Neither Поток nor Finans shows ads.

### Which is updated more often, Поток or Finans?

Поток ships an update every 11 days, and Finans every 8 days. Most recently, Поток was updated on November 3, 2026 and Finans on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*