# GenFi vs our perks plus

The clearest difference is update cadence: our perks plus at every 5 months against GenFi's every 17 months. GenFi's advantage is iOS requirement (9.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GenFi ships an update every 17 months, our perks plus every 5 months. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | GenFi | our perks plus |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 17 months | **Every 5 months** |
| Size | 162 MB | 124 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Stark Group Pte. Ltd.](https://appshunter.io/developer/1219881311) | [My-insurer Pte Ltd](https://appshunter.io/developer/1704002376) |

## What reviewers say

### GenFi

[App page](https://appshunter.io/ios/app/genfi/id6450313244)

**Features:** macOS Compatibility

**In-app purchases:** none


### our perks plus

[App page](https://appshunter.io/ios/app/our-perks-plus/id6737505266)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is GenFi free?

GenFi is free to download, with no in-app purchases.

### Is our perks plus free?

our perks plus is free to download, with no in-app purchases.

### Do GenFi or our perks plus have ads?

Neither GenFi nor our perks plus shows ads.

### Which is updated more often, GenFi or our perks plus?

GenFi ships an update every 17 months, and our perks plus every 5 months. Most recently, GenFi was updated on October 19, 2026 and our perks plus on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*