# VPM Cloud vs LendDirect

The clearest difference is update cadence: LendDirect at every 3 days against VPM Cloud's monthly. VPM Cloud's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VPM Cloud ships an update monthly, LendDirect every 3 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | VPM Cloud | LendDirect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.3 (3 ratings)](https://appshunter.io/ios/app/lenddirect/id6744831116/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Free | Free |
| Size | 33 MB | 25 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [V-TAC PAYROLL MANAGEMENT](https://appshunter.io/developer/1790422056) | [CURO Management LLC](https://appshunter.io/developer/784028834) |

## What reviewers say

### VPM Cloud

[App page](https://appshunter.io/ios/app/vpm-cloud/id6450372061)

Access your paystubs, invoices, and payroll reports conveniently. Track your income, deductions, and vacation pay status with real-time updates. Manage personal information and stay informed about your Year-to-Date financial data.

**Highlights:** View paystubs and invoices, Access pay registers and reports, Track payroll processing status, Manage personal information, View Year-to-Date (YTD) tax and income data, Track vacation pay status

**Features:** macOS Compatibility

**In-app purchases:** none


### LendDirect

[App page](https://appshunter.io/ios/app/lenddirect/id6744831116)

Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.

**Highlights:** Push notifications for reminders, View current loan information, Manage your account, Make secure payments, Send secure messages to customer service

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VPM Cloud free?

VPM Cloud is free to download, with no in-app purchases.

### Is LendDirect free?

LendDirect is free to download, with no in-app purchases.

### Do VPM Cloud or LendDirect have ads?

Neither VPM Cloud nor LendDirect shows ads.

### Which is updated more often, VPM Cloud or LendDirect?

VPM Cloud ships an update monthly, and LendDirect every 3 days. Most recently, VPM Cloud was updated on November 3, 2026 and LendDirect on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*