# 京王NEOBANK vs プラスPOINT

The clearest difference is in-app purchases: 京王NEOBANK at none against プラスPOINT's 2. 京王NEOBANK also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. プラスPOINT sells 2 in-app purchases, starting at $9.99 per month. 京王NEOBANK asks for nothing beyond the download.

京王NEOBANK ships an update every 2 months, プラスPOINT every 5 weeks. The most recent releases landed on September 21, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | 京王NEOBANK | プラスPOINT |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 55.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 104 MB | 89 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KEIO CORPORATION](https://appshunter.io/developer/1078553610) | [osidori](https://appshunter.io/developer/1462597083) |

## What reviewers say

### 京王NEOBANK

[App page](https://appshunter.io/ios/app/neobank/id6450409925)

This banking app offers convenient account management, including instant account opening via smartphone, secure transactions, and easy access to loans and foreign currency deposits. Earn Keio points for everyday banking activities and enjoy ATM withdrawals without a physical card.

**Highlights:** Instant account opening, Cardless ATM withdrawals, Smartphone debit card, Foreign currency deposits, Loan applications, Real-time transaction notifications, Keio point rewards

**Features:** Apple Wallet

**In-app purchases:** none


### プラスPOINT

[App page](https://appshunter.io/ios/app/point-5/id6755022420)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ブースト | $9.99 | per month |
| ブースト | $99.99 | per year |


## Frequently asked questions

### Is 京王NEOBANK free?

京王NEOBANK is free to download, with no in-app purchases.

### Is プラスPOINT free?

プラスPOINT is free to download, with in-app purchases available.

### Do 京王NEOBANK or プラスPOINT have ads?

プラスPOINT shows ads; 京王NEOBANK does not.

### Which is updated more often, 京王NEOBANK or プラスPOINT?

京王NEOBANK ships an update every 2 months, and プラスPOINT every 5 weeks. Most recently, 京王NEOBANK was updated on September 21, 2026 and プラスPOINT on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*