# CoolCredit vs Boost Your Score

The clearest difference is rating: CoolCredit at 4.5 against Boost Your Score's 2.4. CoolCredit also leads on review sentiment (75% vs 33%) and update cadence (every 11 days vs every 2 months). Boost Your Score's advantage is in-app purchases (none vs 3) and iOS requirement (12.0 vs 15.6). On price, ads and device support there is nothing between them.

Both are free to download. CoolCredit sells 3 in-app purchases, starting at $10.00 per month. Boost Your Score asks for nothing beyond the download.

CoolCredit holds the better App Store score, 4.5 against 2.4. That said, the two scores are not equally well evidenced: CoolCredit has 53 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 75% of CoolCredit's written reviews are positive against 33% of Boost Your Score's.

CoolCredit ships an update every 11 days, Boost Your Score every 2 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CoolCredit | Boost Your Score |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (53 ratings)](https://appshunter.io/ios/app/coolcredit/id6450412664/reviews)** | [2.4 (9 ratings)](https://appshunter.io/ios/app/boost-your-score/id6478389863/reviews) |
| Number of ratings | **53** | 9 |
| Positive reviews | **75.0% of reviews** | 33.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 173 MB | 349 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cool Credit LLC](https://appshunter.io/developer/1693193731) | [Boost Your Score](https://appshunter.io/developer/1732673197) |

## What reviewers say

### CoolCredit

[App page](https://appshunter.io/ios/app/coolcredit/id6450412664)

This app helps you improve and manage your credit health by offering personalized ways to boost your score, repair negative issues, and providing real-time monitoring and expert guidance. It features a CreditBooster to positively impact your score and educational courses for financial literacy.

**Highlights:** Credit score boosting, Credit report repair, Real-time credit monitoring, Expert credit guidance, Financial education courses, Community support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CoolCredit Pro | $10.00 | per month |
| CoolCredit Pro Monthly | $12.00 | per month |
| CoolCredit Pro Yearly | $96.00 | per year |


### Boost Your Score

[App page](https://appshunter.io/ios/app/boost-your-score/id6478389863)

Manage your credit card account with ease. This application provides convenient access to your Boost Your Score Credit Card information, allowing for straightforward account management.

**Highlights:** Credit card account management, Easy access to card information, Streamlined financial tracking, Secure login

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CoolCredit free?

CoolCredit is free to download, with in-app purchases available.

### Is Boost Your Score free?

Boost Your Score is free to download, with no in-app purchases.

### Which has better reviews, CoolCredit or Boost Your Score?

CoolCredit is rated higher. CoolCredit averages 4.5 out of 5 from 53 ratings, while Boost Your Score averages 2.4 from 9 ratings.

### Do CoolCredit or Boost Your Score have ads?

Neither CoolCredit nor Boost Your Score shows ads.

### Which is updated more often, CoolCredit or Boost Your Score?

CoolCredit ships an update every 11 days, and Boost Your Score every 2 months. Most recently, CoolCredit was updated on October 25, 2026 and Boost Your Score on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*