# CoolCredit vs Lendee App

The clearest difference is review sentiment: CoolCredit at 75% against Lendee App's 23%. CoolCredit also leads on rating (4.5 vs 3.2). Lendee App's advantage is in-app purchases (none vs 3) and update cadence (every 5 days vs every 11 days). On price, ratings volume, ads and monetization model there is nothing between them.

Both are free to download. CoolCredit sells 3 in-app purchases, starting at $10.00 per month. Lendee App asks for nothing beyond the download.

CoolCredit holds the better App Store score, 4.5 against 3.2. Both are backed by a comparable volume of ratings — 53 and 110 respectively. Written reviews point the same way: 75% of CoolCredit's written reviews are positive against 23% of Lendee App's.

CoolCredit ships an update every 11 days, Lendee App every 5 days. Both last shipped on October 25, 2026.

## The numbers

| Metric | CoolCredit | Lendee App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (53 ratings)](https://appshunter.io/ios/app/coolcredit/id6450412664/reviews)** | [3.2 (110 ratings)](https://appshunter.io/ios/app/lendee-app/id6737959895/reviews) |
| Number of ratings | 53 | **110** |
| Positive reviews | **75.0% of reviews** | 23.4% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 5 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 173 MB | 147 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Cool Credit LLC](https://appshunter.io/developer/1693193731) | [Lendee App](https://appshunter.io/developer/1604333528) |

## What reviewers say

### CoolCredit

[App page](https://appshunter.io/ios/app/coolcredit/id6450412664)

This app helps you improve and manage your credit health by offering personalized ways to boost your score, repair negative issues, and providing real-time monitoring and expert guidance. It features a CreditBooster to positively impact your score and educational courses for financial literacy.

**Highlights:** Credit score boosting, Credit report repair, Real-time credit monitoring, Expert credit guidance, Financial education courses, Community support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CoolCredit Pro | $10.00 | per month |
| CoolCredit Pro Monthly | $12.00 | per month |
| CoolCredit Pro Yearly | $96.00 | per year |


### Lendee App

[App page](https://appshunter.io/ios/app/lendee-app/id6737959895)

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

**Highlights:** Instant cash advance requests, Connect with verified supporters, Flexible repayment plans, Transparent fee structure, Secure and encrypted transactions, Peer-to-peer funding

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CoolCredit free?

CoolCredit is free to download, with in-app purchases available.

### Is Lendee App free?

Lendee App is free to download, with no in-app purchases.

### Which has better reviews, CoolCredit or Lendee App?

CoolCredit is rated higher. CoolCredit averages 4.5 out of 5 from 53 ratings, while Lendee App averages 3.2 from 110 ratings.

### Do CoolCredit or Lendee App have ads?

Neither CoolCredit nor Lendee App shows ads.

### Which is updated more often, CoolCredit or Lendee App?

CoolCredit ships an update every 11 days, and Lendee App every 5 days. Most recently, CoolCredit was updated on October 25, 2026 and Lendee App on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*