# CoolCredit vs TIPS Easy

The clearest difference is rating: TIPS Easy at 5.0 against CoolCredit's 4.5. TIPS Easy also leads on in-app purchases (none vs 3). CoolCredit's advantage is ratings volume (53 vs 2) and iOS requirement (15.6 vs 18.4). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. CoolCredit sells 3 in-app purchases, starting at $10.00 per month. TIPS Easy asks for nothing beyond the download.

TIPS Easy holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: CoolCredit has 53 ratings behind it against 2, so its average is the more settled of the two.

CoolCredit ships an update every 11 days, TIPS Easy every 2 weeks. The most recent releases landed on September 15, 2026 and August 14, 2026 respectively.

## The numbers

| Metric | CoolCredit | TIPS Easy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (53 ratings)](https://appshunter.io/ios/app/coolcredit/id6450412664/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/tips-easy/id6745387009/reviews)** |
| Number of ratings | **53** | 2 |
| Positive reviews | 71.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 159 MB | 7 MB |
| Requires iOS | **15.6** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [COOL CREDIT LLC](https://appshunter.io/developer/1693193731) | [Rafael Fernandez Penalver](https://appshunter.io/developer/1811941475) |

## What reviewers say

### CoolCredit

[App page](https://appshunter.io/ios/app/coolcredit/id6450412664)

This app helps you improve and manage your credit health by offering personalized ways to boost your score, repair negative issues, and providing real-time monitoring and expert guidance. It features a CreditBooster to positively impact your score and educational courses for financial literacy.

**Highlights:** Credit score boosting, Credit report repair, Real-time credit monitoring, Expert credit guidance, Financial education courses, Community support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CoolCredit Pro | $10.00 | per month |
| CoolCredit Pro Monthly | $12.00 | per month |
| CoolCredit Pro Yearly | $96.00 | per year |


### TIPS Easy

[App page](https://appshunter.io/ios/app/tips-easy/id6745387009)

Effortlessly calculate gratuity for dining or services with smart suggestions and automatic rounding. Get clear breakdowns of standard and rounded tips for confident tipping.

**Highlights:** Instant tip calculation, Service rating with smart suggestions, Automatic bill rounding, Standard and rounded tip breakdowns, One-tap reset

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CoolCredit free?

CoolCredit is free to download, with in-app purchases available.

### Is TIPS Easy free?

TIPS Easy is free to download, with no in-app purchases.

### Which has better reviews, CoolCredit or TIPS Easy?

TIPS Easy is rated higher. CoolCredit averages 4.5 out of 5 from 53 ratings, while TIPS Easy averages 5.0 from 2 ratings.

### Do CoolCredit or TIPS Easy have ads?

Neither CoolCredit nor TIPS Easy shows ads.

### Which is updated more often, CoolCredit or TIPS Easy?

CoolCredit ships an update every 11 days, and TIPS Easy every 2 weeks. Most recently, CoolCredit was updated on September 15, 2026 and TIPS Easy on August 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*