# StellarPay vs Impact Banking

The clearest difference is ads: Impact Banking at none against StellarPay's shown. StellarPay's advantage is update cadence (weekly vs every 5 weeks). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for StellarPay against 5.0 for Impact Banking. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

StellarPay ships an update weekly, Impact Banking every 5 weeks. The most recent releases landed on October 30, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | StellarPay | Impact Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/stellarpay/id6450455712/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/impact-banking/id6748701416/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | Ad-supported | Ad-supported |
| Size | 163 MB | 56 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Stellar Technologies](https://appshunter.io/developer/1689331721) | [OneEthos](https://appshunter.io/developer/1827040766) |

## What reviewers say

### StellarPay

[App page](https://appshunter.io/ios/app/stellarpay/id6450455712)

Send and receive money globally with low fees and real exchange rates. Support family abroad or get paid from anywhere, with transfers arriving in minutes. Offers multiple convenient transfer and receiving options.

**Highlights:** Global money sending and receiving, Low fees and real exchange rates, Transfers arrive in minutes, Multiple payment and receiving options, StellarTags for username transfers, AI-powered routing for savings, 24/7 AI assistant support

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Impact Banking

[App page](https://appshunter.io/ios/app/impact-banking/id6748701416)

Understand the social and environmental impact of your purchases. This app syncs transactions to reveal company practices and offers personalized recommendations for mission-driven businesses. Track your progress and align your spending with your values.

**Highlights:** Track purchase impact, Analyze company practices, Personalized recommendations, Support mission-driven businesses, Savings for social impact, Align spending with values

**In-app purchases:** none


## Frequently asked questions

### Is StellarPay free?

StellarPay is free to download, with no in-app purchases.

### Is Impact Banking free?

Impact Banking is free to download, with no in-app purchases.

### Which has better reviews, StellarPay or Impact Banking?

StellarPay and Impact Banking are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do StellarPay or Impact Banking have ads?

StellarPay shows ads; Impact Banking does not.

### Which is updated more often, StellarPay or Impact Banking?

StellarPay ships an update weekly, and Impact Banking every 5 weeks. Most recently, StellarPay was updated on October 30, 2026 and Impact Banking on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*