# StellarPay vs Cercora

The clearest difference is ads: Cercora at none against StellarPay's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

StellarPay ships an update weekly, Cercora every 4 days. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | StellarPay | Cercora |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/stellarpay/id6450455712/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Ad-supported | — |
| Size | 163 MB | 29 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Stellar Technologies](https://appshunter.io/developer/1689331721) | [STEVE ANGE NGUENDJOUO KOUAMOU](https://appshunter.io/developer/1889102805) |

## What reviewers say

### StellarPay

[App page](https://appshunter.io/ios/app/stellarpay/id6450455712)

Send and receive money globally with low fees and real exchange rates. Support family abroad or get paid from anywhere, with transfers arriving in minutes. Offers multiple convenient transfer and receiving options.

**Highlights:** Global money sending and receiving, Low fees and real exchange rates, Transfers arrive in minutes, Multiple payment and receiving options, StellarTags for username transfers, AI-powered routing for savings, 24/7 AI assistant support

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Cercora

[App page](https://appshunter.io/ios/app/cercora/id6761357559)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is StellarPay free?

StellarPay is free to download, with no in-app purchases.

### Is Cercora free?

Cercora is free to download, with no in-app purchases.

### Do StellarPay or Cercora have ads?

StellarPay shows ads; Cercora does not.

### Which is updated more often, StellarPay or Cercora?

StellarPay ships an update weekly, and Cercora every 4 days. Most recently, StellarPay was updated on October 30, 2026 and Cercora on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*