# ULend vs LoanMate

The clearest difference is in-app purchases: ULend at none against LoanMate's 1. ULend also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.0). On price, update cadence and device support there is nothing between them.

Both are free to download. LoanMate sells 1 one-off in-app purchase. ULend asks for nothing beyond the download.

ULend ships an update every 3 weeks, LoanMate every 2 weeks. The most recent releases landed on July 28, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | ULend | LoanMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/ulend/id6450456082/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 48 MB | 69 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Nayifat Finance Company](https://appshunter.io/developer/1561147971) | [KHANH HA DANG](https://appshunter.io/developer/1894659816) |

## What reviewers say

### ULend

[App page](https://appshunter.io/ios/app/ulend/id6450456082)

This platform connects investors with vetted small and medium-sized enterprise financing opportunities in Saudi Arabia. It offers a secure, Shariah-compliant digital environment for short-term private credit investments with real-time performance tracking.

**Highlights:** SAMA-regulated platform, Short-term investment opportunities (3-12 months), Competitive annual returns, Real-time portfolio tracking, Transparent fee structure, Shariah-Compliant environment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LoanMate

[App page](https://appshunter.io/ios/app/loanmate/id6762553472)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $2.99 | one-time |


## Frequently asked questions

### Is ULend free?

ULend is free to download, with no in-app purchases.

### Is LoanMate free?

LoanMate is free to download, with in-app purchases available.

### Do ULend or LoanMate have ads?

LoanMate shows ads; ULend does not.

### Which is updated more often, ULend or LoanMate?

ULend ships an update every 3 weeks, and LoanMate every 2 weeks. Most recently, ULend was updated on July 28, 2026 and LoanMate on September 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*