U_Track vs PayTrack
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
U_Track
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UIS App contains Operational Dashboard, Cash Reports, Contracts List, Account Statements, Vouchers, Invoices, Person Ledgers, Person Balance.
PayTrack
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PayTrack is an iPhone app for tracking what you owe and when: bills, subscriptions, installment plans and buy-now-pay-later (BNPL) payments, all by due date. It is not a budget app or an expense tracker. There's no bank login, no receipt scanning and no spending charts. You enter what you owe, and PayTrack shows what's coming due so nothing lands on you by surprise. GOOD FIT IF YOU โข Pay off a phone, car, furniture or school fees in installments โข Use BNPL or "pay in 4" and want every installment in one place โข Have rent, utilities and subscriptions due on different dates โข Want to see heavy months coming without linking a bank account SEE THE YEAR AHEAD Twelve months at a glance, so you know which months are heavy before they arrive. Tap any month to see exactly what falls in it. Quick cards show what's due in the next 30 and 90 days, so a quarterly installment never slips past a quiet month. EVERY KIND OF PAYMENT โข One-time โ a bill, an invoice, a single due date โข Recurring โ weekly, bi-weekly, monthly, quarterly, semi-annually or yearly โข Installments โ a plan with its own amount and date per installment, including uneven schedules A progress ring shows how much of a plan you've actually paid by amount, not just how many payments you've ticked off. YOUR HOME SCREEN, WITHOUT OPENING THE APP Three widgets with PayTrack Pro, with countdowns that advance on their own each day: what's due next (small, medium and large), how far along your installment plans are (small and medium), and the 12 months ahead, split by payment (large). Dark mode included. REMINDERS THAT ARRIVE ON TIME Choose same day, one day, or three days before. Set them per payment or let the default handle it. STAY ORGANIZED โข Categories with your own emoji and colors โข History grouped by month, quarter or year, each with its own total โข Export what's coming as PDF or CSV โข Attach a receipt to any payment โข Available in English, Arabic, German, Spanish, French, Hebrew, Italian, Japanese, Portuguese, Turkish and Indonesian PRIVATE BY DESIGN Your payments sync across your devices through your private iCloud account. No account or sign-up is required. PRICING Free for up to 3 payments. PayTrack Pro adds unlimited payments, more than one installment plan, categories, export and home screen widgets, as a monthly or yearly subscription or a one-time lifetime purchase. Terms of use: https://troubled-camp-754.notion.site/Pay-Track-Terms-and-Conditions-319f4defd85b8089968ce4123eaabcd2 Privacy policy: https://troubled-camp-754.notion.site/Pay-Track-Privacy-Policy-319f4defd85b80e19350e1d7e00315f7
Screenshots
Verdict
The clearest difference is in-app purchases: U_Track at none against PayTrack's 4. U_Track also leads on ads (none vs shown) and device support (3 vs 1). PayTrack's advantage is update cadence (every 5 days vs fortnightly). On price there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. PayTrack sells 4 in-app purchases, starting at $2.99 per month. U_Track asks for nothing beyond the download.
U_Track ships an update fortnightly, PayTrack every 5 days. The most recent releases landed on October 27, 2026 and November 5, 2026 respectively.
| Parameter | U_Track | PayTrack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 5 days โ better |
| Ads | No โ better | Yes |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 15.0 โ better | 18 |
| Further details โ not scored | ||
| Size | 43 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | OSAMA AHMED MOHAMED ELSAID ABDELBARY | Omar Labib |
In-app purchases
U_Track
No in-app purchases
PayTrack
- Pro$2.991 Month
- Pro$17.991 Year
- Pay Track Pro Yearly & Intro Offer$19.991 Year
- Pay Track Pro Lifetime$49.99









