# Pebblescore vs Ethica

The clearest difference is rating: Ethica at 5.0 against Pebblescore's 4.5. Ethica also leads on review sentiment (100% vs 67%). Pebblescore's advantage is ratings volume (130 vs 6) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ethica holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Pebblescore has 130 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 67% of Pebblescore's written reviews are positive against 100% of Ethica's.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Pebblescore | Ethica |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (130 ratings)](https://appshunter.io/ios/app/pebblescore/id6450597267/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/ethica/id6747757934/reviews)** |
| Number of ratings | **130** | 6 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | **Free** | Ad-supported |
| Size | 53 MB | 115 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Pebblescore Data Services Limited](https://appshunter.io/developer/1693990811) | [ETHICA MICROFINANCE BANK](https://appshunter.io/developer/1822771022) |

## What reviewers say

### Pebblescore

[App page](https://appshunter.io/ios/app/pebblescore/id6450597267)

This app helps users improve their credit history and gain access to better loan opportunities. It provides personalized recommendations and tools to check credit scores and reports from major bureaus, empowering users to achieve financial goals.

**Highlights:** Credit score checking, Comprehensive credit reports, Personalized improvement recommendations, Access to low-interest loans, Financial goal achievement tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ethica

[App page](https://appshunter.io/ios/app/ethica/id6747757934)

A digital banking app focused on ethical financial management. It offers secure transactions, savings solutions, and financing options without interest or hidden charges. Manage your money with confidence and conscience.

**Highlights:** Ethical banking principles, Non-interest digital accounts, Secure digital transactions, Smart savings solutions, Business and personal financing, 24/7 access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pebblescore free?

Pebblescore is free to download, with no in-app purchases.

### Is Ethica free?

Ethica is free to download, with no in-app purchases.

### Which has better reviews, Pebblescore or Ethica?

Ethica is rated higher. Pebblescore averages 4.5 out of 5 from 130 ratings, while Ethica averages 5.0 from 6 ratings.

### Do Pebblescore or Ethica have ads?

Neither Pebblescore nor Ethica shows ads.

### Which is updated more often, Pebblescore or Ethica?

Pebblescore ships an update weekly, and Ethica weekly. Most recently, Pebblescore was updated on October 13, 2026 and Ethica on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*