# BudgetWise+ vs Debt Magic

The clearest difference is price: Debt Magic at Free against BudgetWise+'s $0.99. Debt Magic also leads on update cadence (weekly vs every 7 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Debt Magic is free to download; BudgetWise+ costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

BudgetWise+ ships an update every 7 months, Debt Magic weekly. The most recent releases landed on October 17, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | BudgetWise+ | Debt Magic |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | — | **[4.8 (18 ratings)](https://appshunter.io/ios/app/debt-magic-payoff-planner/id6747996437/reviews)** |
| Number of ratings | — | **18** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Weekly** |
| Monetization | — | Free |
| Size | 1 MB | 33 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Adam Nawfal Zekkani](https://appshunter.io/developer/1777780960) | [Changed Inc.](https://appshunter.io/developer/1164559382) |

## What reviewers say

### BudgetWise+

[App page](https://appshunter.io/ios/app/budgetwise-plus/id6450624516)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Debt Magic

[App page](https://appshunter.io/ios/app/debt-magic-payoff-planner/id6747996437)

This free financial tool helps you visualize and accelerate your debt payoff journey. Track all your loans and credit cards in one place, compare different payment strategies, and see the impact of extra payments on your total interest and payoff timeline.

**Highlights:** Debt payoff calculator, Compare Snowball vs. Avalanche methods, Visualize extra payment impact, Track principal vs. interest, Consolidate all debt types

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BudgetWise+ free?

BudgetWise+ costs $0.99, with no in-app purchases.

### Is Debt Magic free?

Debt Magic is free to download, with no in-app purchases.

### Do BudgetWise+ or Debt Magic have ads?

Neither BudgetWise+ nor Debt Magic shows ads.

### Which is updated more often, BudgetWise+ or Debt Magic?

BudgetWise+ ships an update every 7 months, and Debt Magic weekly. Most recently, BudgetWise+ was updated on October 17, 2026 and Debt Magic on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*