# FinanceWord vs 清记

The clearest difference is review sentiment: 清记 at 100% against FinanceWord's 50%. 清记 also leads on update cadence (every 2 days vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. FinanceWord sells 3 in-app purchases, starting at $2.99 per month and 清记 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

FinanceWord ships an update every 2 months, 清记 every 2 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | FinanceWord | 清记 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 12 MB | 78 MB |
| Requires iOS | **16.4** | 17 |
| Devices | **iPhone, iPad, Mac** | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [辉章 何](https://appshunter.io/developer/1687027088) | [若飞 王](https://appshunter.io/developer/1863705165) |

## What reviewers say

### FinanceWord

[App page](https://appshunter.io/ios/app/financeword/id6450674169)

This app uses AI to interpret market information and visualize hot trends with word clouds. It offers personalized filtering and real-time search to help users grasp market dynamics and achieve investment goals.

**Highlights:** AI Intelligence Profiling, Word cloud visualization of hot topics, One-click detailed content access, Personalized blacklist for information filtering, Real-time keyword search, Cross-platform compatibility

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $2.99 | per month |
| Quarterly Subscription | $7.99 | per 3 months |
| Annual Subscription | $19.99 | per year |


### 清记

[App page](https://appshunter.io/ios/app/ai/id6760958511)

This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.

**Highlights:** Minimalist expense recording, Ad-free and distraction-free interface, Visual financial summaries (charts), Absolute privacy for financial data, Elegant and clean design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 清记会员月度订阅 | $0.99 | per month |
| 清记会员年度订阅 | $3.99 | per year |
| 清记记账永久会员 | $4.99 | one-time |


## Frequently asked questions

### Is FinanceWord free?

FinanceWord is free to download, with in-app purchases available.

### Is 清记 free?

清记 is free to download, with in-app purchases available.

### Do FinanceWord or 清记 have ads?

Neither FinanceWord nor 清记 shows ads.

### Which is updated more often, FinanceWord or 清记?

FinanceWord ships an update every 2 months, and 清记 every 2 days. Most recently, FinanceWord was updated on November 3, 2026 and 清记 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*