# BinDowal Pay vs Shilling E

The clearest difference is review sentiment: Shilling E at 100% against BinDowal Pay's 25%. Shilling E also leads on ratings volume (5 vs 1). BinDowal Pay's advantage is rating (5.0 vs 4.6) and iOS requirement (13 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BinDowal Pay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Shilling E has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 25% of BinDowal Pay's written reviews are positive against 100% of Shilling E's, so the app with the better star average is not the one people write more warmly about.

BinDowal Pay ships an update every 5 weeks, Shilling E every 6 weeks. The most recent releases landed on July 7, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | BinDowal Pay | Shilling E |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bindowal-pay/id6450785923/reviews)** | [4.6 (5 ratings)](https://appshunter.io/ios/app/shilling-e-wallet/id6541754399/reviews) |
| Number of ratings | 1 | **5** |
| Positive reviews | 25.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 60 MB | 80 MB |
| Requires iOS | **13** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [BIN DOWAL ISLAMIC MICROFINANCE BANK](https://appshunter.io/developer/1694926990) | [AL-QUTAIBI ISLAMIC BANK](https://appshunter.io/developer/1701333680) |

## What reviewers say

### BinDowal Pay

[App page](https://appshunter.io/ios/app/bindowal-pay/id6450785923)

This electronic wallet app allows users to perform financial transactions easily, quickly, and securely via their phone. It supports bill payments, mobile recharges, and transfers between accounts without requiring a traditional bank account.

**Highlights:** Electronic cash services, Bill payments (water, electricity, internet), Mobile balance recharges, Account transfers (wallet, bank, client, agent), Balance inquiries, Transaction history and statistics, Branch and ATM locator

**In-app purchases:** none


### Shilling E

[App page](https://appshunter.io/ios/app/shilling-e-wallet/id6541754399)

A comprehensive digital wallet designed to simplify your financial transactions. Easily save money, make electronic payments, transfer funds, pay bills, and top up mobile credit. Experience a cashless lifestyle with secure and convenient financial management.

**Highlights:** Electronic payments for purchases, Mobile credit top-ups, Fund transfers, Bill payments, Cash withdrawals, Entertainment services payment, Transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BinDowal Pay free?

BinDowal Pay is free to download, with no in-app purchases.

### Is Shilling E free?

Shilling E is free to download, with no in-app purchases.

### Which has better reviews, BinDowal Pay or Shilling E?

BinDowal Pay is rated higher. BinDowal Pay averages 5.0 out of 5 from 1 ratings, while Shilling E averages 4.6 from 5 ratings.

### Do BinDowal Pay or Shilling E have ads?

Neither BinDowal Pay nor Shilling E shows ads.

### Which is updated more often, BinDowal Pay or Shilling E?

BinDowal Pay ships an update every 5 weeks, and Shilling E every 6 weeks. Most recently, BinDowal Pay was updated on July 7, 2026 and Shilling E on September 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*