# 人生已完成清单 vs 还款备忘录

The clearest difference is rating: 人生已完成清单 at 5.0 against 还款备忘录's 1.0. 还款备忘录's advantage is in-app purchases (none vs 1) and iOS requirement (12.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. 人生已完成清单 sells 1 one-off in-app purchase. 还款备忘录 asks for nothing beyond the download.

人生已完成清单 holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 30, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | 人生已完成清单 | 还款备忘录 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6450837789/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/id6505100127/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 3 MB | 14 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [哲颖 孙](https://appshunter.io/developer/1511256520) | [Shenzhen Yunzhongzhang Technology Co., Ltd.](https://appshunter.io/developer/1755132038) |

## What reviewers say

### 人生已完成清单

[App page](https://appshunter.io/ios/app/id6450837789)

This app helps users create and track life goals and experiences. It offers curated lists of activities, places, and foods to try, encouraging users to live a fulfilling life. It's designed to inspire personal achievement and memorable moments.

**Highlights:** Life goal tracking, Curated experience lists, Travel destination suggestions, Food recommendations, Couple activity ideas, Family activity ideas

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 人生已完成清单VIP | $2.99 | one-time |


### 还款备忘录

[App page](https://appshunter.io/ios/app/id6505100127)

Easily track and manage all your loans, including car loans, mortgages, and personal credit. Get clear repayment plans and calendars to avoid late payments and stay on top of your financial obligations.

**Highlights:** Comprehensive debt tracking for multiple loan types, Intuitive bill calendar with repayment dates, Clear repayment plans and progress tracking, Card-based summary of all loan projects, Add car loans, mortgages, and personal credit

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 人生已完成清单 free?

人生已完成清单 is free to download, with in-app purchases available.

### Is 还款备忘录 free?

还款备忘录 is free to download, with no in-app purchases.

### Which has better reviews, 人生已完成清单 or 还款备忘录?

人生已完成清单 is rated higher. 人生已完成清单 averages 5.0 out of 5 from 1 ratings, while 还款备忘录 averages 1.0 from 1 ratings.

### Do 人生已完成清单 or 还款备忘录 have ads?

Neither 人生已完成清单 nor 还款备忘录 shows ads.

### Which is updated more often, 人生已完成清单 or 还款备忘录?

人生已完成清单 ships an update monthly, and 还款备忘录 monthly. Most recently, 人生已完成清单 was updated on October 30, 2026 and 还款备忘录 on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*