# ChainEX Merchant vs EndowPay

The clearest difference is iOS requirement: ChainEX Merchant at 13.0 against EndowPay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ChainEX Merchant ships an update every 2 weeks, EndowPay every 11 days. The most recent releases landed on September 8, 2026 and July 17, 2026 respectively.

## The numbers

| Metric | ChainEX Merchant | EndowPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (2 ratings)](https://appshunter.io/ios/app/endowpay/id6753772231/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 11 days** |
| Monetization | — | Free |
| Size | 37 MB | 57 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [CHAINSX TECH CORPORATION COMPANY LIMITED](https://appshunter.io/developer/1685648110) | [EndowPay](https://appshunter.io/developer/1844938467) |

## What reviewers say

### ChainEX Merchant

[App page](https://appshunter.io/ios/app/chainex-merchant/id6450887054)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### EndowPay

[App page](https://appshunter.io/ios/app/endowpay/id6753772231)

This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.

**Highlights:** Instant airtime and mobile data top-ups, Hassle-free electricity and cable TV bill payments, Secure betting account funding, Easy gift card sending and redemption, Single app for transport payments

**In-app purchases:** none


## Frequently asked questions

### Is ChainEX Merchant free?

ChainEX Merchant is free to download, with no in-app purchases.

### Is EndowPay free?

EndowPay is free to download, with no in-app purchases.

### Do ChainEX Merchant or EndowPay have ads?

Neither ChainEX Merchant nor EndowPay shows ads.

### Which is updated more often, ChainEX Merchant or EndowPay?

ChainEX Merchant ships an update every 2 weeks, and EndowPay every 11 days. Most recently, ChainEX Merchant was updated on September 8, 2026 and EndowPay on July 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*