# ChainEX Merchant vs Payback Buddy App

The clearest difference is iOS requirement: ChainEX Merchant at 13.0 against Payback Buddy App's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ChainEX Merchant ships an update every 2 weeks, Payback Buddy App every 3 weeks. The most recent releases landed on October 27, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | ChainEX Merchant | Payback Buddy App |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Size | 37 MB | 41 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [CHAINSX TECH CORPORATION COMPANY LIMITED](https://appshunter.io/developer/1685648110) | [Utopia Med Tech Private Limited](https://appshunter.io/developer/1695790348) |

## What reviewers say

### ChainEX Merchant

[App page](https://appshunter.io/ios/app/chainex-merchant/id6450887054)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Payback Buddy App

[App page](https://appshunter.io/ios/app/payback-buddy-app/id6757747402)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ChainEX Merchant free?

ChainEX Merchant is free to download, with no in-app purchases.

### Is Payback Buddy App free?

Payback Buddy App is free to download, with no in-app purchases.

### Do ChainEX Merchant or Payback Buddy App have ads?

Neither ChainEX Merchant nor Payback Buddy App shows ads.

### Which is updated more often, ChainEX Merchant or Payback Buddy App?

ChainEX Merchant ships an update every 2 weeks, and Payback Buddy App every 3 weeks. Most recently, ChainEX Merchant was updated on October 27, 2026 and Payback Buddy App on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*