# BDO Pay vs Security Bank App

The clearest difference is rating: BDO Pay at 4.8 against Security Bank App's 2.4. BDO Pay also leads on ratings volume (1.7K vs 65). Security Bank App's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 2 weeks vs monthly). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Pay holds the better App Store score, 4.8 against 2.4. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 65, so its average is the more settled of the two. Written reviews complicate that: 31% of BDO Pay's written reviews are positive against 37% of Security Bank App's, so the app with the better star average is not the one people write more warmly about.

BDO Pay ships an update monthly, Security Bank App every 2 weeks. Both last shipped on October 15, 2026.

## The numbers

| Metric | BDO Pay | Security Bank App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews)** | [2.4 (65 ratings)](https://appshunter.io/ios/app/security-bank-app/id6476122865/reviews) |
| Number of ratings | **1.7K** | 65 |
| Positive reviews | 30.8% of reviews | **36.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 576 MB | 113 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) | [Security Bank Corporation](https://appshunter.io/developer/977294211) |

## What reviewers say

### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Security Bank App

[App page](https://appshunter.io/ios/app/security-bank-app/id6476122865)

Manage your finances with this comprehensive banking application. It offers features like quick balance checks, simplified bill payments, and secure money transfers. You can also control your credit cards, open savings accounts, and make cardless withdrawals.

**Highlights:** Quick Balance check, Simplified Bills Payment, Transfer Money (InstaPay), Card Control (lock/unlock, budget alerts), Open eSecure Savings accounts, eGiveCash (cardless withdrawals), Mobile Top-Up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and sleek app
- 🚀 Real-time transactions and credit card updates
- 👍 Better than previous version

**What reviewers complain about**

- 🐛 Unable to register/login
- 🐛 OTP issues, especially for international numbers
- 🐛 Incorrect information errors
- 🐛 Bugs and glitches
- 🐛 Cooldown period for transactions

**Reported bugs**

- Keyboard not popping up for OTP input
- Notification settings issue for PIN setup
- Incorrect country code icon for USA
- Login issues after registration

**Requested features**

- Transaction descriptions (e.g., store names)
- Email notifications for successful fund transfers


## Frequently asked questions

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Is Security Bank App free?

Security Bank App is free to download, with no in-app purchases.

### Which has better reviews, BDO Pay or Security Bank App?

BDO Pay is rated higher. BDO Pay averages 4.8 out of 5 from 1.7K ratings, while Security Bank App averages 2.4 from 65 ratings.

### Do BDO Pay or Security Bank App have ads?

Neither BDO Pay nor Security Bank App shows ads.

### Which is updated more often, BDO Pay or Security Bank App?

BDO Pay ships an update monthly, and Security Bank App every 2 weeks. Most recently, BDO Pay was updated on October 15, 2026 and Security Bank App on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*