# Hidden River CU vs AGCU Banking

The clearest difference is monetization model: Hidden River CU at ad-supported against AGCU Banking's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Hidden River CU against 4.8 for AGCU Banking. Both are backed by a comparable volume of ratings — 867 and 1K respectively. Written reviews are what separate them: 80% of Hidden River CU's written reviews are positive against 74% of AGCU Banking's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Hidden River CU | AGCU Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (867 ratings)](https://appshunter.io/ios/app/hidden-river-cu/id6450965228/reviews) | **[4.8 (1K ratings)](https://appshunter.io/ios/app/agcu-banking/id6474629530/reviews)** |
| Number of ratings | 867 | **1K** |
| Positive reviews | **80.0% of reviews** | 73.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 178 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 12+ |
| Developer | [Hidden River Credit Union](https://appshunter.io/developer/872636690) | [Assemblies of God Credit Union](https://appshunter.io/developer/533877822) |

## What reviewers say

### Hidden River CU

[App page](https://appshunter.io/ios/app/hidden-river-cu/id6450965228)

Manage your finances with this personal financial advocate. Organize transactions with tags and notes, set balance alerts, and make payments or transfers easily. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfers, Deposit checks via photo, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### AGCU Banking

[App page](https://appshunter.io/ios/app/agcu-banking/id6474629530)

Manage your finances on the go with this banking app. Organize transactions with tags, notes, and photos, set up balance alerts, and make payments or transfers easily. Deposit checks with a photo, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set up balance alerts, Make payments and transfers, Deposit checks via photo, Manage debit cards, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 User-friendly design
- 💡 Useful tools like notes and receipt attachments
- 🚀 Convenient mobile deposit feature

**What reviewers complain about**

- 🐛 Perpetual app update issue
- 🤔 Suboptimal iPad layout and truncated transaction details
- ⚠️ Difficulty accessing bill pay

**Reported bugs**

- App not working after software update
- Horizontal orientation not supported on iPad

**Requested features**

- Confirmation number for mobile deposits
- Easier access to bill pay


## Frequently asked questions

### Is Hidden River CU free?

Hidden River CU is free to download, with no in-app purchases.

### Is AGCU Banking free?

AGCU Banking is free to download, with no in-app purchases.

### Which has better reviews, Hidden River CU or AGCU Banking?

AGCU Banking is rated higher. Hidden River CU averages 4.8 out of 5 from 867 ratings, while AGCU Banking averages 4.8 from 1K ratings.

### Do Hidden River CU or AGCU Banking have ads?

Neither Hidden River CU nor AGCU Banking shows ads.

### Which is updated more often, Hidden River CU or AGCU Banking?

Hidden River CU ships an update monthly, and AGCU Banking monthly. Most recently, Hidden River CU was updated on November 7, 2026 and AGCU Banking on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*