# Upstart vs Best Egg

Upstart and Best Egg both sit at 4.9 stars, but that hides the real split: 50% of Upstart's written reviews are positive against 37% of Best Egg's. Upstart also leads on chart position (#68 vs unranked) and update cadence (every 2 weeks vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Upstart against 4.8 for Best Egg. Both are backed by a comparable volume of ratings — 48K and 11K respectively. Written reviews are what separate them: 50% of Upstart's written reviews are positive against 37% of Best Egg's.

Upstart ships an update every 2 weeks, Best Egg monthly. Both last shipped on November 1, 2026.

## The numbers

| Metric | Upstart | Best Egg |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (48K ratings)](https://appshunter.io/ios/app/upstart-personal-loans-plus-more/id6450968733/reviews)** | [4.8 (11K ratings)](https://appshunter.io/ios/app/best-egg/id6476990901/reviews) |
| Number of ratings | **48K** | 11K |
| Positive reviews | **50.0% of reviews** | 36.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Best chart rank | **#68** | — |
| Size | 98 MB | 33 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Upstart Network, Inc.](https://appshunter.io/developer/1694510138) | [Best Egg Technologies, LLC](https://appshunter.io/developer/1728513231) |

## What reviewers say

### Upstart

[App page](https://appshunter.io/ios/app/upstart-personal-loans-plus-more/id6450968733)

**Currently charting:** #68 Top Free · Finance (US App Store)

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

**Highlights:** Check rate without credit score impact, Fast approvals and funding, Personal loans up to $75,000, Debt consolidation options, Auto refinancing, Track application status, Manage loan and payments

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient app
- 👍 Quick loan approval
- 🚀 Fast loan disbursement

**What reviewers complain about**

- 🐛 Login issues
- 💰 High interest rates
- 🕰️ Slow payment processing
- 🤔 Unclear approval criteria
- 🤨 Unethical business practices

**Reported bugs**

- Login with Apple feature broken
- Inconsistent payment tracking
- Inability to remove linked bank accounts

**Requested features**

- Faster payment processing
- Improved login experience
- Android app availability
- Estimated payoff date display


### Best Egg

[App page](https://appshunter.io/ios/app/best-egg/id6476990901)

Manage your personal finances securely and conveniently from anywhere. Check balances, pay bills, and monitor your credit score with a suite of financial health tools. Access account details and customer service easily within the app.

**Highlights:** Account management, Secure access with encryption, Bill payments, Financial health tools, Credit score monitoring, Customer service access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Able to log in
- 👍 Thankful for the update

**What reviewers complain about**

- 🐛 Unable to log in
- 🐛 Keyboard covers submit button
- 🐛 App doesn't work
- 🐛 Login credentials not recognized
- 🐛 Cannot sign in

**Reported bugs**

- Login issues
- App not recognizing login credentials
- Keyboard covering submit button

**Requested features**

- Fix login issues
- Improve app functionality


## Frequently asked questions

### Is Upstart free?

Upstart is free to download, with no in-app purchases.

### Is Best Egg free?

Best Egg is free to download, with no in-app purchases.

### Which has better reviews, Upstart or Best Egg?

Upstart is rated higher. Upstart averages 4.9 out of 5 from 48K ratings, while Best Egg averages 4.8 from 11K ratings.

### Do Upstart or Best Egg have ads?

Neither Upstart nor Best Egg shows ads.

### Which is updated more often, Upstart or Best Egg?

Upstart ships an update every 2 weeks, and Best Egg monthly. Most recently, Upstart was updated on November 1, 2026 and Best Egg on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*