# Cobo Guard vs VbiPay

The clearest difference is update cadence: VbiPay at every 9 days against Cobo Guard's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cobo Guard ships an update monthly, VbiPay every 9 days. The most recent releases landed on September 22, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Cobo Guard | VbiPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (4 ratings)](https://appshunter.io/ios/app/vbipay/id6760642188/reviews)** |
| Number of ratings | — | **4** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | — | Free |
| Size | 62 MB | 96 MB |
| Requires iOS | 13.0 | 13 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Cobo Global Limited](https://appshunter.io/developer/1349647843) | [VbiPay Global Inc.](https://appshunter.io/developer/1885468463) |

## What reviewers say

### Cobo Guard

[App page](https://appshunter.io/ios/app/cobo-guard/id6450997458)

**Features:** macOS Compatibility

**In-app purchases:** none


### VbiPay

[App page](https://appshunter.io/ios/app/vbipay/id6760642188)

This finance app simplifies daily payments and transactions with secure, efficient tools. It offers convenient mobile payments, automatic transaction categorization, and robust security features for effortless financial management.

**Highlights:** Convenient mobile payments, Automatic transaction categorization, Robust security with encryption, Intuitive and clean interface, Effortless financial management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cobo Guard free?

Cobo Guard is free to download, with no in-app purchases.

### Is VbiPay free?

VbiPay is free to download, with no in-app purchases.

### Do Cobo Guard or VbiPay have ads?

Neither Cobo Guard nor VbiPay shows ads.

### Which is updated more often, Cobo Guard or VbiPay?

Cobo Guard ships an update monthly, and VbiPay every 9 days. Most recently, Cobo Guard was updated on September 22, 2026 and VbiPay on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*