# Otbasy Bаnk vs Expense Tracker

The clearest difference is review sentiment: Expense Tracker at 100% against Otbasy Bаnk's 5%. Expense Tracker also leads on rating (5.0 vs 2.7). Otbasy Bаnk's advantage is in-app purchases (none vs 6) and ratings volume (32 vs 6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. Otbasy Bаnk asks for nothing beyond the download.

Expense Tracker holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: Otbasy Bаnk has 32 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 5% of Otbasy Bаnk's written reviews are positive against 100% of Expense Tracker's.

Otbasy Bаnk ships an update every 5 days, Expense Tracker every 4 days. Both last shipped on November 4, 2026.

## The numbers

| Metric | Otbasy Bаnk | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (32 ratings)](https://appshunter.io/ios/app/otbasy-bnk/id6451187079/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/expense-tracker-spendo/id6736650564/reviews)** |
| Number of ratings | **32** | 6 |
| Positive reviews | 5.2% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 99 MB | 99 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [АО «Жилстройсбербанк Казахстана»](https://appshunter.io/developer/1148478652) | [Akarys Turganbekuly](https://appshunter.io/developer/1626436372) |

## What reviewers say

### Otbasy Bаnk

[App page](https://appshunter.io/ios/app/otbasy-bnk/id6451187079)

Manage your financial products, including deposits and loans, with detailed balance and transaction information. Make payments, open new accounts, and receive important notifications. Personalize your experience with custom themes and profile settings.

**Highlights:** Account and product information, Transaction history and balance, Deposit and loan payments, Auto-payments setup, New account opening, Branch booking and location finder, Personalized notifications and news, Official account statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-spendo/id6736650564)

This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.

**Highlights:** Multi-currency support, Subscription tracking, Category budgets, 100% privacy, Lightning-fast entry, CSV export, Face ID / Touch ID protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly plan | $2.99 | per month |
| Annual Plan | $8.99 | per year |
| Yearly plan | $8.99 | per year |
| Yearly plan | $17.99 | per year |
| Lifetime Plan | $14.99 | one-time |
| Lifetime Plan | $29.99 | one-time |


## Frequently asked questions

### Is Otbasy Bаnk free?

Otbasy Bаnk is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Otbasy Bаnk or Expense Tracker?

Expense Tracker is rated higher. Otbasy Bаnk averages 2.7 out of 5 from 32 ratings, while Expense Tracker averages 5.0 from 6 ratings.

### Do Otbasy Bаnk or Expense Tracker have ads?

Neither Otbasy Bаnk nor Expense Tracker shows ads.

### Which is updated more often, Otbasy Bаnk or Expense Tracker?

Otbasy Bаnk ships an update every 5 days, and Expense Tracker every 4 days. Most recently, Otbasy Bаnk was updated on November 4, 2026 and Expense Tracker on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*